Product Overview

Product Description

We all have different needs. Manulife has created a variety of flexible products with those needs in mind.

Product	Description
ManuPlan	You choose. Tailor-made life and medical coverage
EliteCare	Value-added medical benefits for executive employees whichcan be attached to ManuPlan
ManuCare	Comprehensive packaged benefits specially designed for small businesses

New Product Features - MORE Privileges , GREATER Protection

As our valuable employer customer of Group Life & Health, your eligible employees may enjoy the below privileged offers* if you SET UP or RENEW your Manulife Group Life and Health Insurance Plan (employer plan).

FREE Upgrade on Hospital & Surgical Benefits!

*	FREE upgrade by 50% increase in benefit limit for overseas hospitalization for accidents which occur while travelling outside the Country of Residence
*	FREE "Day Confinement Benefit" of up to HK$4,000 per disability for less than 6 hours of hospitalization

GREATER Flexibility!

*	As an optional benefit, new "Pre & Post Hospitalization Benefits" are available for employer’s selection
*	The validity period of referral letter for specialist visits is extended to a maximum of 6 months

EXTENDED Member Coverage!

*	As an optional benefit, employer may select to extend the insured employee coverage to the age of 69
*	Dependent child coverage is extended to the age of 24

For more details regarding the new features of Manulife Group Life & Health Insurance Plan (employer plan), please refer to the Product Flyer. You can also contact your Manulife Insurance Advisor or our Customer Hotline at 2108 1234 for more information.

*	Applicable to 1) new set-up Manulife Group Life & Health Insurance Plan (employer plan) with its first proposal created on March 6, 2006 or thereafter; 2) Manulife Group Life & Health Insurance Plan (employer plan) to be renewed with an anniversary on or after July 1, 2006.

"Manulife Group Life & Health Insurance Plan(employer plan)" mentioned above shall include ManuPlan, ManuCare, EliteCare or FlexiCare (if applicable for the privileged offers above). For details of new features and their terms and conditions, please refer to the product flyer.

The above information is for reference only. Please refer to the relevant Benefit Schedule and policy provisions for the terms and conditions. For more information about our products and services, please Contact Us.

ManuPlan, ManuCare, EliteCare and FlexiCare are insurance plans underwrittent and issued by Manulife (International) Limited.