48 Major Diseases

Most Frequent Illnesses
1. Cancer 
2. Stroke 
3. Heart Attack (Myocardial Infarction)

Neurological Diseases 
4. Amyotrophic Lateral Sclerosis 
5. Progressive Bulbar Palsy 
6. Progressive Muscular Atrophy 
7. Muscular Dystrophy 
8. Multiple Sclerosis 
9. Parkinson's Disease 
10. Benign Brain Tumour 
11. Encephalitis
12. Spinal Muscular Atrophy
13. Primary Lateral Sclerosis
14. Apallic Syndrome
15. Alzheimer's Disease / Irreversible Organic Degenerative Brain Disorders (Dementia)
16. Bacterial Meningitis
17. Creutzfeld-Jacob Disease

Major Organ Diseases 
18. Kidney Failure
19. Major Organ Transplantation
20. End Stage Liver Disease
21. Chronic Relapsing Pancreatitis
22. End Stage Lung Disease
23. Medullary Cystic Disease
24. Fulminant Viral Hepatitis 

Heart Diseases 
25. Coronary Artery Bypass Surgery 
26. Heart Valve Surgery
27. Surgery to Aorta
28. Cardiomyopathy
29. Angioplasty and Other Invasive Treatments for Coronary Artery Disease ^
30. Other Serious Coronary Artery Diseases

Disabilities
31. Paralysis
32. Blindness 
33. Loss of Limbs 
34. Loss of Hearing^^ 
35. Loss of Speech
36. Total and Permanent Disability^^
37. Severe Rheumatoid Arthritis 

Others 
38. Coma 
39. Aplastic Anaemia 
40. Major Burns
41. Poliomyelitis 
42. Terminal Illness 
43. Systemic Lupus Erythematosus 
44. Occupationally Acquired HIV 
45. Haemolytic Streptococcal Gangrene
46. Primary Pulmonary Arterial Hypertension
47. Major Head Trauma
48. AIDS due to Blood Transfusion 


^ Advance payment of 15% of the coverage will be paid once and subject to a maximum of USD12,500, while the coverage will be adjusted accordingly. 
^^ Conditions apply. Please refer to policy provisions for details. 


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