Supplementary Benefits of Critical Illness Protection

These are supplementary contracts which can be linked to your basic life insurance policy. By adding only a small amount of premium, you and your family can enjoy extra security for major disease protection.


Critical Illness Living Benefit                                  Download the pamphlet

* Paid up as fast as 10 years

* Comprehensive protection against 48 major diseases OR compensate with Money Back^ on death

* Continuous coverage with Cover-Me-Again option^

* Faster recovery with second medical opinion^^

* Money back options

* Inflation protector option


Premier Life Critical Illness Benefit

* Covering 48 major diseases till age 100

* Extra protection–special benefits on selected male and female diseases

* Distinguished second medical opinion service and access to top U.S. hospitals at privileged prices^^ (upon successful critical illness claim from Manulife)

* Lifelong insurance protection 

  

Major Disease Benefit                                                             Download the pamphlet

* Upon diagnosis of one of 53 critical illnesses we provide you with financial support. This will reduce your basic life plan's sum insured accordingly 


Cash Assistance Benefit                                                

 * Upon diagnosis of one of 53 critical illnesses we provide you with financial support without reducing your basic life plan's sum insured.

* You can also choose to exercise the Guarantee of Insurability Option, to switch from paying a premium which will increase by age year to a level premium+ without evidence of insurability, and at the same time enjoy whole life coverage up to age 100.

^ Conditions apply. Please refer to policy provisions for details. 
^^
The second medical opinion referral service and the privileged price arrangement are provided by an external provider. Details of the service, including the selection of the hospitals and the second opinion, may be reviewed from time to time. Click here to view the provision.

+ Level premium will not increase with attained age every year, but is not guaranteed. Premium may increase to reflect any changes in experience such as claim experience.


Critical Illness Living Benefit, Premier Life Critical Illness Benefit, Major Disease Benefit & Cash Assistance Benefit are insurance products (supplementary benefits) underwritten by Manulife (International) Limited.  This webpage is for reference only.  For the exact terms and conditions, please refer to the policy contract.

Manulife provides sound advice, sound decisions. For more information about this product or any other Manulife products or services,
Contact Us.

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