Supplementary Benefits of Accident & Disability Protection

These are supplementary contracts which can be linked to your basic life insurance policy. By adding only a small amount of premium, you and your family can enjoy extra security.


Accident Assistance Benefit                                        Download the pamphlet

* Death benefit

* Disablement benefit

* Medical indemnity

* Dismemberment benefit

* No claim bonus

* Additional indemnity

* Value-added features:  e.g., Major burns benefit  and  Worldwide Traveler Medical Assistance (Mainland China Hospital Admission Guarantee Benefit and International Medical Assistance)


Accidental Death Benefit

* An extra benefit will be payable in the event of death as the result of an accident


Accidental Death & Dismemberment Benefit

* An extra benefit which covers not just accidental death but also dismemberment

* No claim bonus - increases benefits by 10%, up to 50% 


Advance Payment Disability Benefit

* Waives your premium as well as offering advanced payments from your basic life plan in the event of total disability

* The advanced payments are in the form of annual payments of 10% of the sum insured of your basic life plan


Accident Assistance Benefit, Accidental Death Benefit, Accidental Death & Dismemberment Benefit and Advance Payment Disability Benefit are the insurance products (supplementary benefits) underwritten by Manulife (International) Limited.  This webpage is for reference only.  For the exact terms and conditions, please refer to the policy contract.

Manulife provides sound advice, sound decisions. For more information about this product or any other Manulife products or services, Contact Us.

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