Important Notice

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly.  Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

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Important Notice

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly.  Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

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Risk class 

A risk class is to be assigned to each constituent fund according to the seven-point risk classification below based on the latest risk indicator of the constituent fund. The risk class is prescribed by the Mandatory Provident Fund Schemes Authority (“MPFA”) according to the Code on Disclosure for MPF Investment Funds and the risk class has not been reviewed or endorsed by the Securities and Futures Commission (“SFC”).

Risk class
1 2 3 4 5 6 7
Risk indicator
Equal or above
0.0% 0.5% 2.0%
5.0%
10.0% 15.0% 25.0%
Less than
0.5%
2.0% 5.0%
10.0% 15.0% 25.0%  
Risk class
Risk indicator
Equal or above Less than
1 0.0% 0.5%
2 0.5% 2.0%
3 2.0% 5.0%
4 5.0% 10.0%
5 10.0% 15.0%
6 15.0% 25.0%
7 25.0%  























































Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)

Matrix (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong.  All information about the Plan in this website is only for reference by existing policyowners of the Plan.

Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.

Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2510 3941.

Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.

All the performance figures are on a NAV-to-NAV basis.  Cumulative performance, including the "Since Launch" and “Since 03/02/2016” figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.

The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.

For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For MIL Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.



Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)

Matrix (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong.  All information about the Plan in this website is only for reference by existing policyowners of the Plan.

Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.

Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2510 3941.

Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.

All the performance figures are on a NAV-to-NAV basis.  Cumulative performance, including the "Since Launch" and “Since 03/02/2016” figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.

The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.

For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For MIL Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.



Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)

Matrix (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong.  All information about the Plan in this website is only for reference by existing policyowners of the Plan.

Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.

Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2510 3941.

Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.

All the performance figures are on a NAV-to-NAV basis.  Cumulative performance, including the "Since Launch" and “Since 03/02/2016” figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.

The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.

For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For MIL Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.



You should read the offering document of the Plan (Download the Principal Brochure ‐ Investment Choice Brochure) and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.

Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)

Matrix (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong.  All information about the Plan in this website is only for existing policyowners of the Plan.

Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.

Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2510 3941. 

Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.

The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.

The above comparison is solely for your reference purpose. If you use the information above for comparison purposes, please note that only the "like-with-like" comparison is deemed relevant and the risk/return level of respective investment choices should be taken into consideration.

All the performance figures are on a NAV-to-NAV basis. 

∆ Cumulative performance, including the "Since Launch" and "Since 03/02/2016" figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.

◊ For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For MIL Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.



You should read the offering document of the Plan (Download the Principal Brochure ‐ Investment Choice Brochure) and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.

Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)

Matrix (the “Plan”) is not available for policy applications and cannot continue to be marketed to the public in Hong Kong.  All information about the Plan in this website is only for existing policyowners of the Plan.

Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.

Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2510 3941. 

Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.

The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.

All the performance figures are on a NAV-to-NAV basis. 

∆ Cumulative performance, including the "Since Launch" and "Since 03/02/2016" figures, is calculated based on the relevant investment choice prices in their respective currency up to the as of date, or the most recent dealing day if the as of date is not a dealing day.

◊ For an investment choice with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end. For MIL Amundi Cash Fund, performance is calculated from the date of migration i.e. February 3, 2016 instead of from its launch date.