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ManuBright Care

Manulife ManuBright Care Critical Illness Insurance Protection

What is ManuBright Care?

ManuBright Care provides the life insured with all-round protection against 60 major Critical Illnesses(CIs) and 44 early stage CIs up to age 100. With its first-in-market continuous care benefits, it provides extended protection against cancer and heart attack or stroke. 

How we got you covered?

Extensive protection

Covers 104 CIs and 8 juvenile diseases1; offers an extra 50% of the notional amount for a major CI in the first 10 policy years.

Continuous Care Benefit

After the first major CI claim, the plan gives the life insured extended protection against cancer, heart attack and stroke2.

Premium waiver

After the first major CI claim, the basic plan premium will be waived and the life insured will remain protected.

Potential long-term savings

Enjoy a guaranteed cash value and non-guaranteed terminal bonus. 

Additional services

The plan provides Second Medical Opinion (Referral Services) 4 , free wellness check-ups5 and  inflation protector option.

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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    ManuBright Care is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. Juvenile disease CI benefit is available if the policy is issued before the life insured reaches the age of 16 and the life insured is diagnosed with a juvenile disease before the age of 18.
    2. It includes additional 200% protection for cancer and additional 200% protection for heart attack or stroke, in which the cancer coverage includes newly diagnosed, recurrent, metastatic and persistent cancer. The continuous care benefits are subject to terms and conditions, please see the product leaflet and policy provisions for details.
    3. We guarantee that the basic plan premiums will not change as long as the notional amount agreed by you at policy inception remains unchanged. However, we do not guarantee the premium and guaranteed cash value due to any increase in the notional amount, including those triggered by using inflation protector option.
    4. The service is provided by a third party service provider and we shall not take any responsibility for the service. The relevant hospital list (if any) may change from time to time.
    5. Wellness program is only available in Hong Kong and Macau. We reserve the right to change or terminate the wellness program at any time without giving you notice. The wellness program is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any service of the third party service provider including the medical check-up service. We shall not be liable to the policyowner or the life insured in any respect of any loss, damage, expense, suit, action or proceedings suffered or incurred by the policyowner or the life insured, whether directly or indirectly, arising from or in connection with the services (including the wellness program) provided or advice given by such third party service provider and/or its agents, or the availability of such services.