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Premier Estate Protector Series

Manulife Premier Estate Protector Series Life Insurance

Limited Offer

Apply for selected plan to enjoy free 1-year term life coverage.

Limited Offer

What is Premier Estate Protector Series?

How much protection and wealth do we need for one lifetime? The Premier Estate Protector Series is designed to protect you and your loved ones against the unexpected while providing much-needed support during difficult times, all at an affordable premium.

How we got you covered?

Lifetime protection

Offers whole-life protection to the life insured to help you ensure financial security for your loved ones.

Two dividend options

You can use your non-guaranteed dividends1 to buy paid up additions2 or leave them with us to earn interest1.

The perfect fit

Variety of premium payment periods for your selection, ranging from 5 years to until the life insured reaches age 100.

Be prepared for the unexpected

You can consider adding other benefits to your plan to cover accidents, critical illnesses and hospital stays, etc.




Our experts are here to help you!

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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    Premier Estate Protector is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. Annual dividends and the accumulation interest rates of dividends (in other words, interest rates for building up dividends left with us) are not guaranteed and we may change them from time to time.
    2. We will use the non-guaranteed annual dividends, if any, to buy extra amount of life insurance called ‘paid up additions’. The premium rate at which we buy paid up additions is not guaranteed and we may change it from time to time. Each paid up addition has its own cash value schedule and nonguaranteed dividend scale. We will also use the non-guaranteed dividends from the paid up additions, if any, to buy extra paid up additions. You can cash in the paid up additions to get the cash value at any time without cashing in the whole policy. If you cash in any paid up addition shortly after buying it, the cash value you can get back from that paid up addition may be less than the dividend amount you paid for that paid up addition.
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    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

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    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

    View more
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