Life protection

Premier Estate Protector Series

Offers lifetime protection with multiple premium payment periods and long term savings.

What is Premier Estate Protector Series?

How much protection and wealth do we need for one lifetime? The Premier Estate Protector Series is designed to protect you and your loved ones against the unexpected while providing much-needed support during difficult times, all at an affordable premium.

How we got you covered?

Lifetime protection

Offers whole-life protection to the life insured to help you ensure financial security for your loved ones.

Two dividend options

You can use your non-guaranteed dividends¹ to buy paid up additions² or leave them with us to earninterest¹.

The perfect fit

Variety of premium payment periods for your selection, ranging from 5 years to until the life insured reaches age 100.

Be prepared for the unexpected

You can consider adding other benefits to your plan to cover accidents, critical illnesses and hospital stays, etc.

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Important Note

Premier Estate Protector is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

Remarks

Annual dividends and the accumulation interest rates of dividends (in other words, interest rates for building up dividends left with us) are not guaranteed and we may change them from time to time.
We will use the non-guaranteed annual dividends, if any, to buy extra amount of life insurance called ‘paid up additions’. The premium rate at which we buy paid up additions is not guaranteed and we may change it from time to time. Each paid up addition has its own cash value schedule and nonguaranteed dividend scale. We will also use the non-guaranteed dividends from the paid up additions, if any, to buy extra paid up additions. You can cash in the paid up additions to get the cash value at any time without cashing in the whole policy. If you cash in any paid up addition shortly after buying it, the cash value you can get back from that paid up addition may be less than the dividend amount you paid for that paid up addition.