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ManuPrestige Protector

Limited Offer

Apply now to enjoy a welcome bonus up to 5% of the annualized premium!

Limited Offer

Terms and conditions apply.

How we got you covered?

Guaranteed income until age 100

The plan offers annual guaranteed cash payments, starting from the 1st policy anniversary until the life insured reaches age 100.

Increasing guaranteed cash payments

Starting at 5% of the notional amount, guaranteed cash payments will increase by 1% every eight policy years (up to 8% of the notional amount).

Accumulate wealth with potential returns

You can leave the annual dividends1 and the guaranteed cash payments on deposit to earn interest1.

Guaranteed cash value

The plan provides guaranteed cash value that will equal 200% of the notional amount when the policy matures.

Peace of mind with improved protection

The plan offers a lump-sum death benefit of over 100% of notional amount to help relieve financial pressures on the family if the life insured passes away.

Four options for paying your premiums

You can pay for the plan over 5, 8, 12 or 15 years to suit your personal needs.




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    ManuPrestige Protector is an insurance product provided and underwritten by Manulife (International) Limited (Incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks. 

    1. Annual dividends and the accumulation interest rates of dividends and guaranteed cash payments (in other words, interest rates for building up dividends and guaranteed cash payments left with the company) are not guaranteed and we may change them from time to time. We will not pay any dividend until we receive the full premium for the second policy year
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    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

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    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

    View more
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