Skip to main content
Back

ManuWealth USD Insurance Plan (2-year Premium, 5-year Maturity) 

What is ManuWealth USD Insurance Plan (2-year Premium, 5-year Maturity)?

ManuWealth USD Insurance Plan offers guaranteed return which can help you pursue your dreams and achieve your life goals.

This plan is a limited offer subject to capacity.1

How we got you covered?

Guaranteed maturity return in 5 years 

With 2 years of annual premium payments, and if you keep the policy in force for 5 years until the end of the policy term (maturity date), ManuWealth USD Insurance Plan provides you a guaranteed maturity benefit equal to 113.24%2 of the total premiums paid, i.e.  guaranteed at 2.8% in terms of annualized rate of return upon maturity3.   

Life protection for peace of mind

In the unfortunate event of death of the life insured, the plan provides a death benefit4 equals to the higher of:

  • 100% of total premiums due and paid as of the date of death of the life insured, accumulated with interest at 2.8% per annum; or 
  • 100% of the guaranteed cash value as of the date of death of the life insured5

Great flexibility in payment options

Choose to pay your premiums annually or prepay all future premiums when you apply for the plan6

Simplified underwriting and application

With no medical examination required, application could not be simpler.1



Our experts are here to help you!

Talk to our experts

  • I want to contact

    .

  • I am a

    Manulife customer.

  • I have read and accepted Manulife's Terms of use and Personal Information Collection Statement including the use of my personal information provided above.

  • Thank you for
    contacting Manulife!


    Dear {Salutation} {FirstName} {LastName}

    Your personal enquiry number: {ReferenceID}

     

    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

    Oops!
    Please excuse us, something went wrong.

    Sorry, please refresh the page and try again

     

     

    ManuWealth USD Insurance Plan is an insurance product provided and underwritten by Manulife (International) Limited (Incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only and does not contain full terms and conditions on this product.  For full terms and conditions of this product, please see the policy provision. Please download the product leaflet now or ask your insurance advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. This is a limited offer and acceptance of your policy application is subject to product availability at the time of application. We reserve the right to withdraw the offer of ManuWealth USD Insurance Plan at any time without notice.
    2. The figure(s) as shown is/are subject to rounding adjustment, and is/are for reference only. 
    3. The annualized rate of return is the rate calculated based on the total premiums for the policy you will pay and the guaranteed amount you will receive when you hold the policy to maturity.  The annualized rate of return is for reference only. 
    4. Any outstanding debt under the policy including but not limited to any premium in default and interest accrued to date will first be deducted. 
    5. Guaranteed cash value varies by the level of guaranteed amount. Please refer to the proposal and policy provisions for more information.
    6. Premium prepayment option can only be chosen upon application for the plan. The premium prepayment will be deposited in a premium dump-in facility maintained by us.  The credit balance of the premium dump-in facility is payable upon policy surrender, or upon the death of the life insured, or upon policy cancellation during the cooling-off period. A surrender charge will be imposed on the credit balance of the premium dump-in facility upon policy surrender. The charge is 10% of the credit balance of the premium dump-in facility. The surrender charge is not guaranteed and may be reviewed and adjusted by us from time to time. No such charge will be levied on the credit balance of the premium dump-in facility upon the death of the life insured, or upon policy cancellation during the cooling-off period.

    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

    View more

    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

    View more
    Confirm