ManuEnrich Medical Top-up Plan

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ManuEnrich Medical Top-up Plan

Longer life expectancy, breakthroughs in medical technology and new medications cause medical expenses increase substantially over time. You may find your existing medical coverage insufficient, just when you need it most.

ManuEnrich Medical Top-up Plan is designed to supplement the life insured’s existing coverage, providing an extra safety net against the financial burden on rising medical costs by reimbursing up to 90% of eligible medical expenses that are in excess of the life insured’s existing coverage. With guaranteed lifetime renewal and guaranteed conversion to a designated medical plan at retirement, you can rest assured that you and your loved ones will be protected every step of the way.

Limited Offer – View ManuEnrich Medical Top-up Plan’s offer details.
Apply for ManuEnrich Medical Top-up Plan during the promotion period to enjoy 10% premium discount off for the first 5 policy years.
Apply now

ManuEnrich Medical Top-up Plan

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  • Key Features
    • Extra safety net – The plan is designed for those who already have medical coverage, easily acting as an add-on to the life insured’s existing group or individual medical plan1, whether it is a Manulife plan or not.

    • Simple plan structure – The plan provides up to HKD1,000,000 annual limit2 on hospital benefits with no breakdown items.

    • Guaranteed renewal3 – The plan offers guaranteed lifetime renewal regardless of the life insured’s health conditions at the time of renewal.

    • Guaranteed conversion option4 – You may consider to convert the plan to a designated medical plan when the life insured reaches age 55, 60 or 65 without medical underwriting and waiting period on such designated medical plan upon conversion. In this way, the life insured can still be covered even they are no longer covered by the group insurance after retirement.

     

    Important Note:

    ManuEnrich Medical Top-up Plan is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

ManuEnrich Medical Top-up Plan

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ManuEnrich Medical Top-up Plan

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