Flexi Retirement Contribution


Flexi Retirement Contribution


Topping up your retirement reserves

Inflation, currency exchange and market volatility are some of the factors that will affect your retirement reserves. Solely relying on your mandatory contributions may not be enough; topping up your retirement investments with voluntary contributions may take you a step closer to your retirement dreams.

As your MPF service provider, we have developed a facility for you – Flexi Retirement Contribution (“FRC”). It allows you to invest for your retirement reserves at the MPF platform through voluntary means. You may also withdraw your accrued benefits to cater for any short-term financial needs you may have^. Key characteristics include:

  • Comprehensive investment choices: Our MPF scheme offers a wide range of constituent funds for you to choose from and decide your investment portfolio based on your retirement needs and goals.
  • Total control: You can make contributions directly to your account at your own pace.
  • Maximum flexibility: Contributions can be as little as HK$500 per month while benefits can be withdrawn for short-term financial needs^.

^ Please refer to the Offering Document of Manulife’s MPF scheme for the conditions, fees and charges applicable to Flexi Retirement Contribution withdrawal.

Here are some reasons why Manulife is highly received by customers:

  • Extensive Experience: Our experience in managing pension plans dates back to 1936.
  • Strong Market Position:We are the largest MPF scheme sponsor in Hong Kong+.
    +Source: “Mercer MPF Market Shares Report” as at September 30, 2018 by Mercer (Hong Kong) Limited, in terms of market share of total MPF assets by scheme sponsor.
  • Well-recognized Services: Manulife's commitment to service excellence is backed by the ISO9001 certification for our provident funds services and also the Silver Award in 2011 HKMA Quality Award.
  • Simple Account Management: Our diversified account management platforms, including interactive voice response system and e-MPF Member Online Service, enable you to monitor your account. Same day dealing is available for request successfully completed before 4:00pm on any business day with the buy and sell processes to be carried out using the closing fund price of that day.
  • Strong MPF Team: Our professional MPF intermediaries and experienced customer service officers will be pleased to help and answer your enquiry.
  • Timely Communications: We provide online monthly benefits statements with other member communications and organize member investment seminars on a regular basis to keep you abreast of constituent fund performance and market trends.

To learn more about this Flexi Retirement Contribution, please click here.

How to apply

Step 1: Please contact your MPF intermediary; or
Step 2: Call our customer hotline on 2108 1388; or
Step 3: Complete and return the Application Form*. Follow the instruction to print or download.

* Please read the relevant offering document before you enrol.


Monthly Summary


Important Information

Notice for Manulife MPF Plans – Basic and Advanced (formerly known as Standard Chartered MPF Plans – Basic and Advanced) members and Notice for Manulife Provident Plan (formerly known as Standard Chartered Provident Plan) members

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Hot Offer

Personal Account

To manage your retirement investments more efficiently, you may consolidate your MPF accrued benefits from multiple to a single personal account. With Manulife Personal Account you may enjoy special privileged rates on our management fees by way of bonus unit rebate (terms and conditions apply)

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Warning: Investment involves risks. Please refer to the Offering Document for details including risk factors, fees and charges of the scheme.