ManuGrand Saver

Offering you three different ways to accumulate wealth, ManuGrand Saver gives you both the stability of a long-term savings plan and the flexibility to realize gains, plus the option to pass the wealth down the generations. No matter how far ahead you’re thinking, you can always move forward with confidence.

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Limited Offer – View ManuGrand Saver's offer details.
Apply for ManuGrand Saver during the promotion period and meet the designated requirements to receive a welcome bonus of up to 8% of annualized premium of the basic plan!
Terms and conditions apply.
Apply now!

  • Key Features
    • Three ways for potential long-term savings - steadily with guaranteed cash value, regularly with annual dividends1 and in the long term with terminal bonus2,3.

    • Realization option to lock in gains4,5 - allows you to lock in up to 50% of your terminal bonus amount by exercising the ‘realization option’ on the 15th policy anniversary or every anniversary after this.

    • Flexible withdrawal options to suit your financial needs - withdraw your locked-in terminal bonus or non-guaranteed annual dividends which have built up; and/or partially withdraw your guaranteed cash value and non-guaranteed terminal bonus through reduction of notional amount6 .

    • Passing on your wealth to the next generations - option to change the life insured to another loved one7.

    • Three options for paying your premiums - in a single payment, or over 5 or 10 years to suit your needs.


    Important Note:

    ManuGrand Saver is an insurance product provided and underwritten by Manulife (International) Limited (Incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your insurance advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.