Protecting Against Disability

Disability can occur at anytime, whether because of an accident or future illness. When it occurs, it can be both emotionally and fiscally devastating. If you are the breadwinner of the family, this often results in a loss of primary income. Medical expenses may also increase as you and your family adjust to your new life.

Disability Protection is a form of insurance that insures your earned income against the risk that disability will make working (and therefore earning) impossible. Our plans provide protection from loss of income to help you cover ongoing expenses. A good plan can provide much needed relief to you and your family as you adjust to your new life.

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Choosing Manulife Disability Protection

Here are some reasons why many choose Manulife Disability Protection:

  • Flexible options to protect you and your family against any loss of income
  • First disability income insurance plan [Premier Income Protector] in Hong Kong with a unique premium refund feature
  • Cover both temporary and permanent disablement
  • Several ways to waive your premium or that of your child’s should you become totally disabled, or in the tragic event of death