Getting sick or injured is unexpected in life journey and needs for medical care will gradually increase when we get older. It is essential to plan ahead thoroughly and ensure that you or your loved one can get the right treatment wherever and whenever you or they need. ManuMaster Healthcare Series comes with three options − Classic, Premier and Elite − to fit the different needs of customers.
All-round cover for hospitalization and surgical treatment expenses - including charges for hospital room and board, surgeon’s fees, doctor’s visit, specialist’s fees, day-case surgeries, hospital services and medical appliances and so on.
Cashless arrangement for hospital stay - if a credit service arrangement is in place before the life insured is admitted to hospital, we will pay the hospital directly on your behalf1.
All-round protection before and after hospital stay.
Stay healthy with wellness checkpoint2 – the plan provides a free health assessment at the end of every two consecutive policy years given the plan has been inforce for two consecutive policy years and the life insured reached 30 at the beginning of the second consecutive year.
No-claim deductible credit - If no claim is made for two consecutive years, ManuMaster will provide a reward to your policy with a deductible credit equal to 15% of the annual premium of the following policy year3. This credit can be used to offset any deductible when a claim is made.
Option to reduce the annual deductible once - You may apply to lower the annual deductible of this plan at age 55, 60 or 65 of the life insured within 31 days before or after the relevant policy anniversary without providing further evidence of good health.
ManuMaster Healthcare Series is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the “Important Information” showing the product risks.
What's more, ManuMaster also provides you:
ManuMaster Healthcare Series is the insurance product underwritten by Manulife (International) Limited. The above information is for reference only. For details of the terms and conditions, please refer to the policy contract.
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