With life progressing to achieve different milestones such as career development and greater family responsibilities, quality medical protection becomes more essential to rest assured that you and your families are getting the right treatment when you need it most. ManuMaster Healthcare Series comes with three options − Classic, Premier and Elite − to fit the different needs of customers.
Extensive medical coverage and service - including charges for hospital room and board, surgeon’s fees, doctor’s visit, specialist’s fees, day-case surgeries, medical appliances, cancer treatments (including radiotherapy, chemotherapy, targeted therapy, including targeted therapy drugs (by mouth), hormonal therapy, immunotherapy and proton therapy) and kidney dialysis treatment and so on.
Various daily cash benefits – the plan offers hospital cash benefit for confinement in a general ward of government hospital/ in a room level lower than the room level entitled under the plan in private hospitals and cash benefits for selected surgical procedures (i.e. OGD and Colonoscopy) in outpatient setting. These provide financial support to the life insured without affecting the annual deductible (if applicable).
Cashless arrangement for hospital stay - if a credit service arrangement is in place before the life insured is admitted to hospital, we will pay the hospital directly on your behalf1.
No-claim deductible credit - If the policy fulfills the 2-year no claim period2, ManuMaster will provide a reward to your policy with a deductible credit equal to 15% of the annual premium of the following policy year3. This credit can be used to offset any deductible when a claim is made.
Comprehensive hospital networks - the plan offers an extensive coverage of list of designated hospitals network throughout cities in Mainland China including 3A government hospitals which ensures better medical coverage for our life insured.
Option to reduce the annual deductible once - you can apply to lower the annual deductible of this plan once without providing further evidence of insurability either at age 55, 60 or 65 of the life insured, giving you more flexibility and getting prepared for your retirement.
Stay healthy with wellness checkpoint4– the plan provides a free health assessment at the end of every two consecutive policy years given the plan has been inforce for two consecutive policy years and the life insured reached 30 at the beginning of the second consecutive year. Health assessment packages are tailor-made to meet the changing needs as the life insured moves through different stages of life.
ManuMaster Healthcare Series is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the “Important Information” showing the product risks.
What's more, ManuMaster also provides you:
ManuMaster Healthcare Series is the insurance product underwritten by Manulife (International) Limited. The above information is for reference only. For details of the terms and conditions, please refer to the policy contract.
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