Manulife has recently identified fraudulent SMS messages claiming to be from “Manulife” or “宏利”. These messages claim that the recipient has taken out a savings insurance policy and that a payment will be deducted from an account in the recipient’s name. They also provide a suspicious phone number and encourage the recipient to call for enquiries or cancellation. Please note that these SMS messages and their contents are fraudulent and were not issued by Manulife. 

If you receive any SMS message or link that appears suspicious or claims to be from Manulife, please do not reply to the message, call the phone number provided in the message, click on or open any links within the message, or provide any personal or financial information. Please delete the message immediately.

Manulife will only send SMS messages to Hong Kong mobile numbers using a Registered SMS Sender ID that begins with "#Manulife".

In addition, Manulife will never ask customers to provide credit card details or any sensitive personal information via SMS, email or embedded links, nor will we make any time-limited payment collection arrangements through such channels.

If you have any questions, please contact us at (852) 2108 1188 (Hong Kong) or (853) 8398 0383 (Macau), or email service_hk@manulife.com (for Hong Kong and Macau) for assistance.

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Important Notice

Starting from 1 August 2026, our Customer Service Centre will introduce new service arrangements. For any enquiries regarding MPF or ORSO schemes, please call our Customer Service Hotline for assistance or to schedule an appointment via the hotline.

Member: (852) 2108 1388

Employer: (852) 2108 1234

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Manulife Hong Kong and Macau has been alerted to a fraudulent website impersonating Manulife’s official site, with the domain “http://www.manulx.com/”. We want to emphasize that this website and all the information it contains — including the phone number, contact address, email address, and QR codes — are not owned, operated, associated with, or endorsed by Manulife.

We take this matter very seriously and have reported it to the Insurance Authority. We are coordinating with the regulatory body for further investigations and reserve the right to take any necessary legal action.

If you have any doubts, please contact us immediately at (852) 2108 1188 (HK) or (853) 8398 0383 (Macau), or email us at service_hk@manulife.com (HK & Macau) for assistance.

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ORSO Schemes at a Glance

Manulife ORSO Scheme Retirement Planning Products

ORSO Schemes and your business

The Occupational Retirement Schemes Ordinance (“ORSO”) came into effect on October 15, 1993, before the introduction of the current MPF system. It is the governing legislation for the regulation of voluntary occupational retirement schemes operating in or from Hong Kong. It offers two categories of retirement plans: defined contribution schemes and defined benefit schemes. Often such plans are used by businesses in Hong Kong to enhance employee recruitment and retention.

Manulife understands that ORSO administration can be complicated. After all, we have been managing pension schemes since 1936. It requires groups of dedicated specialists and experts to deliver and manage ORSO plans. With our long track record and dedicated group of ORSO specialists, Manulife can help ease your administrative burden.

Latest updates

Please be aware of the latest trading arrangement during severe weather conditions. For details, please refer to the notices of respective plans:

ManuFlex (MIL)

ManuFund (MIL)

Group Deposit Administration Policy (MIL)

Manuflex

Manufund

Group Deposit Administration Policy

Effective May 1, 2025 (“the Transition Date”), the MPF severance payment (SP) and long service payment (LSP) offsetting arrangement will be abolished.  The accrued benefits derived from employers’ MPF mandatory contributions cannot offset employees’ SP and LSP in respect of the years of service starting from the transition date.  The change will also apply to employees who join specific Occupational Retirement Schemes.
 

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