ManuTerm / ManuTerm Benefit are insurance products provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

1. Only available before the life insured reaches age 65. The death benefit amount of the new policy will not be more than the latest death benefit amount of this plan on the conversion date. The new policy available and its terms and conditions will be determined by us at the time when this option is exercised. For details on the terms and conditions of the option, please see the Policy Provisions and Benefit Provisions.