Important Notice

Manulife (International) Limited would like to alert customers to stay vigilant about suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife MPF, first and foremost is to authenticate the caller’s identity (e.g. full name of advisor and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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Important Notice

Manulife (International) Limited would like to alert customers to stay vigilant about suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife MPF, first and foremost is to authenticate the caller’s identity (e.g. full name of advisor and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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The risk class

Risk class  

A risk class is to be assigned to each investment fund according to the seven-point risk classification below based on the latest risk indicator of the investment fund. The Risk Indicator shows the annualized standard deviation based on the monthly rates of return of the fund over the past 3 years, and correct to 2 decimal places. Generally, the greater the annualized standard deviation, the more volatile/risky the investment fund. The Risk Indicator for the investment fund will be available 3 years after its launch date.

For the Capital Guaranteed Fund the Risk Indicator shows the annualized standard deviation based on the annual declared rates of return of the fund over the past 3 years and correct to 2 decimal places. The annual declared rates of return will be available for period ended December 31 in each calendar year.

The risk class is prepared with reference to the Mandatory Provident Fund Schemes Authority (“MPFA”) according to the Code on Disclosure for MPF Investment Funds and the risk class may be subject to change according to the quarterly review.

The risk class has not been reviewed or endorsed by the Securities and Futures Commission (“SFC”). The risk class is not a financial tool and must not be relied upon to make any investment decisions and selection of investment funds. Note that the risk class is for reference only and is not a substitute for investment advice based on individual circumstances and shall not be relied upon for the selection of investment funds. You should seek independent professional financial advice. We are not responsible for any loss occasioned as a result of relying on such information as investment advice.

Risk class
1 2 3 4 5 6 7
Risk indicator
Equal or above 0.0%
0.5% 2.0%
5.0% 10.0% 15.0% 25.0%
Less than 0.5% 2.0% 5.0%
10.0%
15.0% 25.0%  
Risk class Risk indicator
Equal or above
Less than
1 0.0% 0.5%
2 0.5% 2.0%
3 2.0% 5.0%
4 5.0% 10.0%
5 10.0% 15.0%
6 15.0% 25.0%
7 25.0%  

 


 













Issued by Manulife (International) Limited (Incorporated in Bermuda with limited liability).