KSID - Table for constituent funds | Manulife Global Select (MPF) Scheme

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Important Notice

Starting from 1 August 2026, our Customer Service Centre will introduce new service arrangements. For any enquiries regarding MPF or ORSO schemes, please call our Customer Service Hotline for assistance or to schedule an appointment via the hotline.

Member: (852) 2108 1388

Employer: (852) 2108 1234

Manulife Hong Kong and Macau has recently identified fraudulent emails impersonating our company. The sender shown in these emails is: 香港MAFIEL <mafiel.sunwg-warpservices.co.za@shared1.ccsend.com>. Please note that these emails and their contents were not issued by Manulife.

The emails claim that a “premium recalculation has been completed” and that a credit balance is available for withdrawal. Recipients are asked to select a payment method via an online platform within 12 hours, failing which the amount will become invalid.

If you receive such emails, please do not click on any links or provide any personal or financial information, and delete the email immediately.

We have also observed similar fraudulent attempts through SMS. Please be cautious of suspicious SMS messages. Manulife will only send SMS to Hong Kong mobile numbers using a Registered SMS Sender ID that begins with "#Manulife." If you receive any SMS or links that appear suspicious or claim to be from Manulife, please do not reply, click, or open any links within the message.

Manulife would like to clarify that we will never request customers to provide credit card details or any sensitive personal information via email, SMS or embedded links, nor will we arrange any time-limited payment or collection requests through such means.

If you have any questions, please contact us at (852) 2108 1188 (Hong Kong) or (853) 8398 0383 (Macau), or email service_hk@manulife.com (for Hong Kong and Macau) for assistance.

Security Alert:
Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife.

Please be cautious of fraudulent SMS messages. Manulife will only send SMS to Hong Kong mobile numbers using a Registered SMS Sender ID that begins with "#Manulife." If you receive any suspicious SMS or links that appear to be from Manulife, please do not reply, click, or open any links within the message. Please click here to learn more.

Manulife and its agents do not conduct any unsolicited calls related to Manulife MPF products. Regarding MPF cold calls, please click here. Besides, Manulife and its agents would not invite or claim to assist clients to withdraw accrued benefits from MPF accounts. If you receive suspicious calls from any individuals impersonating “Manulife”, claiming to assist in withdrawing accrued benefits from MPF accounts, please do not provide any personal information and/ or MPF account information to suspicious individuals.

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from our institution!

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly. Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

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Important Notice

Key Scheme Information Document

No.	Name of Constituent Fund	Investment Manager	Fund Descriptor	Investment Focus	Investment Objectives	Management fees (as a percentage of net asset value per annum)
1.	Manulife MPF Core Accumulation Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – around 60% in higher risk assets and 40% in lower risk assets	Approximately 60% in higher risk assets and remainder in lower risk assets	To provide capital growth	0.59%
2.	Manulife MPF Age 65 Plus Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – around 20% in higher risk assets and 80% in lower risk assets	Approximately 20% in higher risk assets and remainder in lower risk assets	To provide stable growth	0.59%
3.	Manulife MPF Interest Fund	Manulife Investment Management (Hong Kong) Limited	Guaranteed Fund – Capital Guarantee	At least 70% in HKD fixed income instruments and up to 30% in other investments	To provide a capital guarantee	1.44%
4.	Manulife MPF Stable Fund	Manulife Investment Management (Hong Kong) Limited	Guaranteed Fund – Interest Guarantee	Up to 40% in equities and equity related investments, and remainder in bonds, deposits and other investments	To provide relatively stable medium- to long-term growth	1.44%
5.	Manulife MPF Retirement Income Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – around 20% to 60% in equities and equity related investments	Around 20% to 60% in equities and equity-related investments, and remainder in bonds, deposits and other investments	To provide regular and stable income and long-term capital growth	1.03%
6.	Manulife MPF Growth Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – around 50% to 90% in equities and equity related investments	Around 50% to 90% in equities and equity-related investments, and remainder in bonds, deposits and other investments	To provide medium- to long-term capital growth	1.44%
7.	Manulife MPF Aggressive Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – mainly in equities and equity-related investments	Mainly equities and equity-related investments, and up to 30% in bonds, deposits and other investments	To provide long- term capital growth	1.44%
8.	Manulife MPF Conservative Fund	Manulife Investment Management (Hong Kong) Limited	Money Market Fund – Hong Kong	Fixed income instruments	To provide a rate of return to match the prescribed savings rate published by the MPFA but with no guarantee of capital or interest	0.58%
9.	Manulife MPF Hong Kong Equity Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – Hong Kong	At least 70% in Hong Kong equities and equity-related investments (less than 30% in shares of companies listed in mainland China), and up to 30% in bonds, deposits and other investments	To provide medium- to long-term capital growth	1.44%
10.	Manulife MPF International Equity Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – Global	Global equities and equity-related investments, and up to 30% in bonds, deposits and other investments	To provide medium- to long-term capital growth	1.44%
11.	Manulife MPF Pacific Asia Equity Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – Pacific Asia	Mainly equities, and up to 30% in bonds, deposits and other investments	To provide medium- to long-term capital growth	1.44%
12.	Manulife MPF European Equity Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – Europe	Mainly equities, and up to 30% in bonds, deposits and other investments	To achieve medium- to long term capital growth	1.44%
13.	Manulife MPF North American Equity Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – North America	Mainly equities, and up to 30% in bonds, deposits and other investments	To provide medium- to long-term capital growth	1.44%
14.	Manulife MPF Japan Equity Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – Japan	Mainly equities, and up to 30% in bonds, deposits and other investments	To provide medium- to long term capital growth	1.44%
15.	Manulife MPF Hong Kong Bond Fund	Manulife Investment Management (Hong Kong) Limited	Bond Fund – Hong Kong	At least 70% in HKD denominated permitted deposits and debt securities, and up to 30% in other investments	To provide competitive overall rate of returns	0.88%
16.	Manulife MPF RMB Bond Fund	Manulife Investment Management (Hong Kong) Limited	Bond Fund – China	At least 70% in RMB denominated debt securities, and up to 30% in other RMB or non- RMB denominated investments	To provide competitive overall rate of returns	0.88%
17.	Manulife MPF Sustainable Pacific Asia Bond Fund	Manulife Investment Management (Hong Kong) Limited	Bond Fund – Pacific Asia	At least 85% in USD-denominated fixed income and fixed income-related securities of companies domiciled in, traded in and/or with substantial business interests in the Asia Pacific region and/or (if eligible) governments and government-related issuers located in the Asia Pacific region, who demonstrate strong sustainability attributes, and up to 30% in other investments	To provide competitive overall rate of returns	0.88%
18.	Manulife MPF International Bond Fund	Manulife Investment Management (Hong Kong) Limited	Bond Fund – Global	Mainly in permitted deposits, debt securities issued by any government, central bank or multilateral international agency, and up to 30% in other investments	To provide competitive overall rates of return	0.88%
19.	Manulife MPF China Value Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – Greater China	Mainly in shares of companies covering different sectors of the economy in the Greater China region, and up to 30% in bonds, deposits and other investments	To provide medium- to long term capital growth	1.49%
20.	Manulife MPF Healthcare Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – Healthcare Sector	Mainly in equity- related investments and equities of companies in health care and related industries and which are listed on any stock exchange, and up to 30% in bonds, deposits and other investments	To provide long-term capital growth	1.59%
21.	Manulife MPF Hang Seng Index ESG Fund	Manulife Investment Management (Hong Kong) Limited	Equity Fund – Hong Kong	Shares of constituent companies of the HSI ESG Enhanced Index	To provide medium- to long-term capital growth	0.61%
22.	Manulife MPF Fidelity Growth Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – approximately 90% in equities	Approximately 90% of the second level APIF in global equities	To provide long-term capital growth	1.44%
23.	Manulife MPF Fidelity Stable Growth Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global approximately 50% in equities	Approximately 50% of the second level APIF in global equities and 45% in global bonds and remainder of 5% in cash deposits	To provide medium- to long-term capital growth	1.44%
24.	Manulife MPF Smart Retirement Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – maximum 50% in equities	Around 30% to 50% in equities and equity-related investments, and remainder in bonds, deposits and other investments	To provide medium- to long-term capital growth	0.82%
25.	Manulife MPF 2025 Retirement Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – maximum 95% in equities	Initially 75% to 95% in equities and equity-related investments and remainder in bonds, deposits and other investments, and gradually contain more fixed-income securities according to the Glide Path	To provide long-term capital growth	0.82%
26.	Manulife MPF 2030 Retirement Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – maximum 95% in equities	Initially 75% to 95% in equities and equity-related investments and remainder in bonds, deposits and other investments, and gradually contain more fixed-income securities according to the Glide Path	To provide long-term capital growth	0.82%
27.	Manulife MPF 2035 Retirement Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – maximum 100% in equities	Initially 80% to 100% in equities and equity-related investments and remainder in bonds, deposits and other investments, and gradually contain more fixed-income securities according to the Glide Path	To provide long-term capital growth	0.82%
28.	Manulife MPF 2040 Retirement Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – maximum 100% in equities	Initially 80% to 100% in equities and equity-related investments and remainder in bonds, deposits and other investments, and gradually contain more fixed-income securities according to the Glide Path	To provide long-term capital growth	0.82%
29.	Manulife MPF 2045 Retirement Fund	Manulife Investment Management (Hong Kong) Limited	Mixed Assets Fund – Global – maximum 100% in equities	Initially 80% to 100% in equities and equity-related investments and remainder in bonds, deposits and other investments, and gradually contain more fixed-income securities according to the Glide Path	To provide long-term capital growth	0.82%

Note - The management fees shown in the table above include the management fees chargeable by the fund and its underlying fund(s) only. There may be other fees and charges chargeable to the fund and its underlying fund(s) or to you.

For details, please refer to the MPF scheme brochure for the Scheme - Fees and Charges Section.

To help you make comparisons across different MPF funds and schemes, you may refer to the information on the MPF Fund Platform.

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