Important update - Regarding earlier communication about “Update on Employer Online Account Login Method”

The email you previously received on 7 December 2025 and 8 December 2025, regarding “Update on Employer Online Account Login Method” is applicable only to holders of Group Life and Health Insurance Employer Online Accounts. Customers who are not holders of such accounts may disregard the earlier email and no action is required.

We extend our sincere apologies for any inconvenience this may have caused. For inquiries, please click here to contact us.

[Notice] Manulife (International) Limited Completes Re-domiciliation to Hong Kong
Manulife (International) Limited (“MIL”) has completed its re-domiciliation from Bermuda to Hong Kong under the HKSAR Government’s company re-domiciliation regime.

This milestone reflects our confidence in Hong Kong as a leading financial hub and reinforces our commitment to serving our customers even better.

What This Means for You as a Policyholder:

· No changes to your existing policies: All terms, conditions, and contractual rights remain intact.

· Business continuity assured: MIL continues to operate as part of the global Manulife group, under the supervision of the Insurance Authority (“IA”) of Hong Kong, the Monetary Authority of Macao (“AMCM”), and Canada's Office of the Superintendent of Financial Institutions (“OSFI”).

· Our commitment remains unchanged: You will continue to receive the same high level of service and protection.

We remain dedicated to serving you with care. If you have any enquiries, please contact your insurance advisor, call our customer hotline at (852) 2108 1188, or visit our website at manulife.com.hk. You may also refer to our FAQs for further details.

Thank you for your continued support!

December 5, 2025

This milestone reflects our confidence in Hong Kong as a leading financial hub and reinforces our commitment to serving our customers even better.

What This Means for You as a Policyholder:

· No changes to your existing policies: All terms, conditions, and contractual rights remain intact.

· Our commitment remains unchanged: You will continue to receive the same high level of service and protection.

Thank you for your continued support!

December 5, 2025

Manulife RetireChoice (MPF) Scheme

Retirement Planning Intelligence

Offers 13 constituent funds to serve the retirement needs of Hong Kong people.

Need inspiration to start your retirement planning? Stay connected with the market development might help you make appropriate arrangements.

Map out your retirement strategy now with reference to market news from “Market Outlook” and insightful perspectives from “Videos from Investment Manager”.

Market Outlook

October 2025

Videos from Investment Manager*

Allianz Gl - Manage investment risk to weather different conditions (Cantonese with English subtitles)

AllianzGI - Drive Your Own Retirement Plan (Cantonese with English subtitles)

AllianzGI - How to Prevent the Effects of a Black Swan Event (Cantonese with English subtitles)

*Important to Note

These videos/materials/hyperlinks are to give you up-to-date market trends and information and are not intended to provide any investment advice. The provision of these videos/materials/hyperlinks also does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any products or services or plans. You should not make any investment decision based on these videos/materials/hyperlinks alone and should seek independent professional advice.

Manulife (International) Limited (“Manulife”) neither endorses nor is responsible for the accuracy or reliability of, and under no circumstances will Manulife be liable for any loss or damage caused by reliance on, any opinion, advice or statement made in these videos/materials/hyperlinks.

The opinions expressed by the investment manager do not represent Manulife’s views. The opinions are subject to change at any time and without notice.

All intellectual property rights in and to these videos/materials/hyperlinks are owned and reserved by the company of the investment manager. No person may copy, distribute, modify, broadcast, hyperlink or transmit in any way or any part of these videos/materials/hyperlinks for purpose whatsoever without Manulife’s prior written consent.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.

Past performance is not indicative of future performance. Investment involves risks. Please refer to the relevant MPF Scheme Brochure and Key Scheme Information Document (KSID) for details.

Issued by Manulife (International) Limited.

ABOUT US

PRODUCT

SERVICES

GOALS

Global

Are you looking for: