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Manulife (International) Limited would like to alert the public to be vigilant about any suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you have any doubt, please contact us at (852) 2108 1188 or by email at for assistance.

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Manulife launches first-in-market, fully digitized cashless service for day surgeries

Simple, fast pre-approval requiring only HKID number and date of birth

For Immediate Release

November 26, 2019


Hong Kong – Manulife Hong Kong today launched Cashless Day Surgery eService, the market’s first all-digital cashless service which enables customers to obtain speedy claims pre-approval for colonoscopy and gastroscopy (OGD) day surgery simply by entering their Hong Kong Identity Card (HKID) number and date of birth on a designated online platform, thereby eliminating the claim submission process.

The new Cashless Day Surgery eService will be phased in at 70 designated specialists and 10 surgical centres across Hong Kong. It is initially offered as a value-added benefit to Manulife’s Voluntary Health Insurance Scheme (VHIS) Flexi Plan customers, with plan to extend to the company’s other protection products.  

At Manulife, close to 40% of medical claims are related to colonoscopy and OGD surgical procedures. Through these investigatory processes doctors can detect and prevent colorectal cancer, and find and treat ulcers, tumours and other diseases of the upper gastrointestinal tract. Colorectal cancer is the most common form of cancer in Hong Kong, accounting for 17% of all new cancer cases, with more than 5,600 people diagnosed in 2017 1

“For insurance, the claims procedure is the moment of truth in proving the value of protection. At Manulife, enhancing the claims experience has always been a top priority for us,” said Guy Mills, Chief Executive Officer of Manulife Hong Kong. “Following our successful eClaims solution, we are excited to present another customer-centric digital service from our insurtech pipeline.” 

“Our new first-in-market Cashless Day Surgery eService benefits both our customers and medical partners. Colonoscopy and OGD patients only need to take a few simple steps to gain fast pre-approval. There is no paper form and the whole experience is fully digital and seamless. For surgeons, it means a lot less work and lower cost when handling claims,” added Mr. Mills.  

The new cashless service is currently offered to Manulife First VHIS Flexi Plan customers who subscribe to comprehensive coverage including the Major Medical or Major Medical Plus options. For customers, there are four simple steps: 

  1. Access: when making the pre-approval application, scan the QR code provided to access a designated online system;
  2. Input: enter only HKID number and date of birth;
  3. Confirm: eligible customers will receive an SMS about pre-approval status and the claimable amount;
  4. Acknowledge: upon completion of the surgery, enter the HKID number in the online system, and it is all done! Claims will be completed directly between Manulife and the specialists or surgical centres. 


The Cashless Day Surgery eService is the latest in a series of Manulife’s insurtech services that make things simple for customers. Recent innovations include the enhanced website, which offers eClaims, My Medical Card and Find My Doctor services, and, the company’s direct online sales platform with instant quotes, tax-savings calculators and online VHIS and MPF TVC application services. 

About Manulife Hong Kong

Manulife Hong Kong, through Manulife International Holdings Limited, owns Manulife (International) Limited, Manulife Investment Management (Hong Kong) Limited and Manulife Provident Funds Trust Company Limited. As a member of the Manulife group of companies, Manulife Hong Kong offers a diverse range of protection and wealth products and services to individual and corporate customers in Hong Kong and Macau.  

About Manulife

Manulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, we operate as Manulife across our offices in Canada, Asia, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, as well as wealth and asset management solutions for individuals, groups and institutions. At the end of 2018, we had more than 34,000 employees, over 82,000 agents, and thousands of distribution partners, serving almost 28 million customers. As of September 30, 2019, we had over C$1.2 trillion (HK$6.9 trillion) in assets under management and administration, and in the previous 12 months we made C$29.8 billion in payments to our customers. Our principal operations in Asia, Canada and the United States are where we have served customers for more than 100 years. We trade as 'MFC' on the Toronto, New York, and the Philippine stock exchanges and under '945' in Hong Kong.


1  Source: The Hong Kong Cancer Registry, Hospital Authority.