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Premium Waiver Benefit

Manulife Premium Waiver Benefit for Health and Disability Protection

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Unremitting protection

Future premiums will be waived if the life insured becomes totally disabled1.

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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    Premium Waiver Benefit is an insurance product (supplementary benefit) provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. ‘Total Disability’ refers to his/ her inability to engage in a gainful occupation or perform substantially all the material duties of his / her regular occupation due to disease or bodily injury. This is only a general description of the term ‘Total Disability’. Please see the benefit provision and product leaflet for the detailed definition.
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