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Payor Benefit

Manulife Payor Benefit for Disability Protection

How we got you covered?

Extended protection for your children

Premiums for your child's policy will be waived1 if you, the person who pays the premiums, pass away or become totally disabled2

Continuous Coverage

You can convert this plan to Premium Wavier Benefit when your child reaches age 25 without providing evidence of the child’s health.

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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    Payor Benefit is an insurance product (supplementary benefit) provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. The cover will end either when the child reaches age 25 or when the payor reaches age 65, whichever is earlier.
    2. ‘Total Disability’ refers to his / her inability to engage in a gainful occupation or perform substantially all the material duties of his / her regular occupation due to disease or bodily injury. This is only a general description of the term ‘Total Disability’. Please see the benefit provision and product leaflet for the detailed definition.
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