We are deeply saddened by the fire incident at Wang Fuk Court in Tai Po and would like to extend our heartfelt sympathies to all affected residents and customers. Manulife has set up a dedicated emergency support hotline at 2108 1333 to provide assistance to those in need.

For customers affected, please contact this hotline for the following support services:

- Dedicated case follow-up and urgent assistance
- Access to medical and other necessary support
- Enquiries regarding your coverage and claims matters

[UPDATED] Notice of Manulife (International) Limited’s Re-domiciliation from Bermuda to Hong Kong
Manulife (International) Limited (“MIL”) is in the process of re-domiciling from Bermuda to Hong Kong pursuant to the HKSAR government's new company re-domiciliation regime. The process is expected to be completed by the end of 2025, subject to relevant regulatory approvals. This strategic decision reflects our strong confidence in Hong Kong's position as a premier international financial hub and underscores our commitment to serving you better.

What This Means for You as a Policyholder:

· Your existing policies and protection remain completely unchanged. All existing arrangements, including the terms and conditions of your policies, as well as contractual rights, are unaffected.

· We will maintain our high standards of service as we continue to operate under the supervision of the Insurance Authority of Hong Kong.

· You can expect enhanced services and more innovative insurance solutions as we strengthen our presence in Hong Kong.

We value your trust in Manulife and remain committed to providing you with excellent service and protection. For details about your policy, please feel free to contact your insurance advisor, call our customer hotline at (852) 2108 1333 (Hong Kong) or (852) 2108 1188 (Hong Kong), or visit our website at manulife.com.hk. For further information, please refer to our FAQs.

Thank you for your continued trust in Manulife!

October 23, 2025

What This Means for You as a Policyholder:

· Your existing policies and protection remain completely unchanged. All existing arrangements, including the terms and conditions of your policies, as well as contractual rights, are unaffected.

· We will maintain our high standards of service as we continue to operate under the supervision of the Insurance Authority of Hong Kong.

· You can expect enhanced services and more innovative insurance solutions as we strengthen our presence in Hong Kong.

Thank you for your continued trust in Manulife!

October 23, 2025

Disability protection

Payor Benefit

A premium waiver for your child's policy if you become totally disabled or pass away.

How we got you covered?

Extended protection for your children

Premiums for your child's policy will be waived¹ if you, the person who pays the premiums, pass away or become totally disabled².

Continuous Coverage

You can convert this plan to Premium Wavier Benefit when your child reaches age 25 without providing evidence of the child’s health.

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Important Note

Payor Benefit is an insurance product (supplementary benefit) provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

Remarks

The cover will end either when the child reaches age 25 or when the payor reaches age 65, whichever is earlier.
‘Total Disability’ refers to his / her inability to engage in a gainful occupation or perform substantially all the material duties of his / her regular occupation due to disease or bodily injury. This is only a general description of the term ‘Total Disability’. Please see the benefit provision and product leaflet for the detailed definition.

Other Manulife products

Premium Waiver Benefit

A waiver of premiums for your policy in the event of total disability while the protection remains.

Disability Income Protector

Protects against various level of disabilities, with additional benefit in case of long term disability.

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