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Manulife First VHIS Flexi Plan

Manulife First Flexi Plan for VHIS Health Insurance

Limited Offer

Apply now to enjoy 10% premium discount for the first policy year.

Limited Offer

Terms and conditions apply.

In addition to Manulife Shelter VHIS Standard Plan, we offer Manulife First VHIS Flexi Plan with more extensive protection to bring you enhanced benefit. It is a VHIS Flexi Plan certified by the Food and Health Bureau of the Hong Kong Special Administrative Region with guaranteed lifetime renewal. On top of dedicated protection, the plan offers enhanced benefit coverage like isolation room, hospital companion bed, outpatient kidney dialysis, post-confinement home nursing and emergency outpatient care to give you the flexibility to choose the coverage that best suits your needs.





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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    1.  The Major Medical benefit of annual benefit limit up to HKD250,000 per policy per year is applicable to Policy Owner aged below 76.
    2. Supplementary medical benefit covers the eligible excess expenses under Room and board, Miscellaneous charges, Attending doctor's visit fee, Specialist's fee, Intensive care, Surgeon's fee, Anaesthetist's fee and Operating theatre charges under Basic benefits; and Emergency outpatient care under Enhanced benefit will be covered by supplementary medical benefit. For Room and board, Attending doctor's visit fee and Intensive care under Basic benefits, this benefit shall be payable for the portions of eligible expenses in excess of the respective limits on the number of days as stated, subject to the respective 'per day' limits as stated. For Miscellaneous charges, Specialist's fee, Surgeon's fee, Anaesthetist's fee and Operation Theatre charges under Basic benefits and Emergency outpatient care under Enhanced benefits, this benefit shall be payable for the portions of eligible expenses in excess of the respective benefit limits as stated.
    3. The Major Medical Plus benefit of annual benefit limit up to HKD525,000 per policy per year is applicable to Policy Owner aged below 76.
    4. Treatments covered here only include radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy.
    5. No supplementary medical coinsurance shall be applied if the medical services are received in Hong Kong and preliminary assessment is issued by the Company.
    6. International Medical Assistance^
      ^The service is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any medical opinions given by the medical service provider or any services given by the service providers. The services may change from time to time. Please see the latest Emergency Assistance Benefits Provisions For International Medical Assistance for the terms and conditions of the service.
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