No one knows what tomorrow brings. With ManuGuard Medical Plan/Benefit (‘Manuguard’), you and your loved ones will always be able to get the medical attention you need, when you need it.
We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.
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ManuGuard Medical Plan/ ManuGuard Medical Benefit is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.
|No Claim Period||Health Bonus
Percentage of Premium (including extra premiums) for Policy Year after No Claim Period
|2 to 4 consecutive policy years||8%|
|5 or more consecutive policy years||16%|