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Cancer Treatment Benefit

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What is Cancer Treatment Benefit?

Cancer Treatment Benefit (supplementary benefit) gives you great peace of mind by reimbursing cancer-related medical expenses at affordable premiums1, so that the life insured can focus on fighting the battle without financial uncertainties.

How we got you covered?

Reimburses cancer treatment costs²

Reimburses eligible cancer-related medical expenses to let you have the right treatment without financial worries.

Comprehensive cancer protection

The supplementary benefit supports eligible treatment expenses for all stages of cancer, from carcinoma-in-situ to late-stage cancer.

Three levels of coverage

Private plan, semi-private plan and ward plan – to suit different protection needs.

Partner for your recovery journey

Whatever the health condition of the life insured, the plan offers guaranteed renewal for the entire lifetime of the plan³.






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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    Cancer Treatment Benefit is an insurance product (supplementary benefit) provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. The premiums will vary depending on the age of the life insured and are not guaranteed. We will regularly review our products, including the premium rates, to make sure we can continue to provide cover. When reviewing the premium rates, we will consider our claims experience and other factors. We can change the premium rates on each policy anniversary.
    2. All treatments, services, surgical operations and procedures for which we provide under this plan must be medically necessary and their charges should not be more than reasonable and customary charges.
    3. We have the right to revise the benefits, terms and conditions and premium when you renew your plan. Please see the ‘renewal’ paragraph under the ‘Important Information’ section of the product leaflet.
    4. The service is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any medical opinions given by the medical service provider or any services given by the service providers. The services may change from time to time. Please see the latest Emergency Assistance Benefits Provisions/ PRC and Worldwide Emergency Assistance Benefits Provisions for the terms and conditions of the service. Relevant hospital list (if any) may change from time to time.
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    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

    View more
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