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Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife.

Please be cautious of fraudulent SMS messages. Manulife will only send SMS to Hong Kong mobile numbers using a Registered SMS Sender ID that begins with "#Manulife." If you receive any suspicious SMS or links that appear to be from Manulife, please do not reply, click, or open any links within the message. Please click here to learn more.

Manulife and its agents do not conduct any unsolicited calls related to Manulife MPF products. Regarding MPF cold calls, please click here. Besides, Manulife and its agents would not invite or claim to assist clients to withdraw accrued benefits from MPF accounts. If you receive suspicious calls from any individuals impersonating “Manulife”, claiming to assist in withdrawing accrued benefits from MPF accounts, please do not provide any personal information and/ or MPF account information to suspicious individuals.

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from our institution!

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly. Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

Quality medical care

Hospital Income Benefit

Have a worry-free hospital stay.

What is Hospital Income Benefit?

This supplementary benefit is designed to alleviate the life insured’s financial pressures while they stay in a hospital. If their regular income is interrupted during hospitalization, this supplementary benefit provides them with a daily cash benefit.

The content of this website does not contain the full terms of the policy, and the full terms can be found in the policy document.

How has our hospital insurance got you covered?

Flexible daily income

Choose the amount of the daily cash benefit according to your needs, starting from HKD200 up to HKD2,000, up to 1,000 days.

Immediate cash for medical expenses

During the life insured hospital confinement, we’ll provide a daily cash benefit for you to meet medical or household expenses.

Doubled benefit for intensive care

We will double the daily cash benefit and pay it for up to 90 days if the life insured has to stay in an intensive care unit.

'No claims' bonus

For each previous year if no Daily Cash Benefit and Intensive Care Benefit have been paid, Daily Cash Benefit and Intensive Care Benefit will be increased by 10% of Benefit for each succeeding year of coverage, up to a maximum of 50% of the Benefit.

Compassionate death benefit

We’ll pay 10 times the daily cash benefit if the life insured passes away and double this benefit for an accidental death.

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Important Note

Hospital Income Benefit is a medical insurance product (supplementary benefit) provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

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