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Important Notice

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly.  Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

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ManuMaster Healthcare Series/Benefit

Manulife ManuMaster Healthcare Benefit Health Insurance

What is ManuMaster Healthcare Series/Benefit?

As you progress towards different milestones and take on greater family responsibilities, quality medical protection becomes essential for ensuring the right treatment for you and your family whenever necessary. The ManuMaster Healthcare Series comes with three options to suit different needs. 

The content of this website does not contain the full terms of the policy, and the full terms can be found in the policy document. The above product is available as a basic plan or as a supplementary benefit.

How we got you covered?

Covers expenses for hospital room and board, surgeon’s fees, doctor’s visits, medical appliances, cancer treatments, etc.

You will receive various cash benefits for financial support without affecting the annual deductible (if applicable).

By the credit service arrangement¹ prior to the admission of hospital to eligible hospitals, we will pay the hospital and surgical expenses directly on your behalf.

After a 2-year no claim period², you’ll receive a deductible credit³ of 15% of the annual premium for the following policy year.

Enjoy the protection of an extensive hospital network covering cities throughout mainland China.

You have the option to reduce the plan’s annual deductible once, regardless of your medical conditions, giving you more flexibility as you prepare for your retirement.

Get a free health assessment at the end of every two consecutive policy years⁵. 

Achieve specified average daily step target, and you will enjoy a premium discount of up to 10% upon policy renewal for the next membership year.






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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    Hospitals offer various accommodation options with different facilities, and the categorisation used by the hospitals may be different from the definitions in the relevant policy/benefit provisions. If you are unsure of whether a particular accommodation option meets the relevant ward class definitions under these policy/benefit provisions, please contact Manulife before confinement.

    ManuMaster Healthcare Series/Benefit is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the “Important Information” showing the product risks.

    1. The credit service for hospitalization does not form part of this plan. This service is an administrative arrangement and is not part of the product features. Please see the product leaflet for details.
    2. The no-claim Period is for deductible credit calculation. Please refer to the Policy Provisions or Benefit Provisions for detailed terms and conditions for such calculation.
    3. Deductible credits are only applicable to the plans with annual deductible options. If any claim relating to any of the previous 2 consecutive policy years under this plan becomes subsequently payable after any amount of benefit payable has been increased due to the deductible credit, we shall offset such an increased amount from the amount of claim payable, failing which we shall recover such amount from the policyowner in full as a debt. Please see the Policy Provisions or Benefit Provisions for details on how exactly the deductible credits are calculated and the terms and conditions that apply.
    4. The wellness checkpoint is only available in Hong Kong and Macau. We reserve the right to change or terminate the wellness checkpoint at any time without giving you notice.
    5. This is only applicable in the scenario that the plan has been inforce for two consecutive policy years and the life insured reached 30 at the beginning of the second consecutive year.
    6. The service is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any medical opinions given by the medical service provider or any services given by the service providers. The third party service provider may change the list of selected hospitals from time to time. Please see the latest medical referral services provisions and emergency assistance benefits provisions for the terms and conditions of the service.
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