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Important Notice

Manulife (International) Limited would like to alert the public to be vigilant about any suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you have any doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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ManuMaster Healthcare Series/Benefit

Manulife ManuMaster Healthcare Benefit Health Insurance

What is ManuMaster Healthcare Series/Benefit?

As you progress towards different milestones and take on greater family responsibilities, quality medical protection becomes essential for ensuring the right treatment for you and your family whenever necessary. The ManuMaster Healthcare Series comes with three options to suit different needs. 

The content of this website does not contain the full terms of the policy, and the full terms can be found in the policy document. The above product is available as a basic plan or as a supplementary benefit.

How we got you covered?

Well-rounded medical coverage and services

Covers expenses for hospital room and board, surgeon’s fees, doctor’s visits, medical appliances, cancer treatments, etc.

Various daily cash benefits

You will receive various cash benefits for financial support without affecting the annual deductible (if applicable).

Cashless arrangement for hospital stay

By the credit service arrangement¹ prior to the admission of hospital, we will pay the hospital and surgical expenses directly on your behalf.

No-claim deductible credit

After a 2-year no claim period², you’ll receive a deductible credit³ of 15% of the annual premium for the following policy year.

Extensive hospital network

Enjoy the protection of an extensive hospital network covering cities throughout mainland China.

Option to lower annual deductible once

You have the option to reduce the plan’s annual deductible once, regardless of your medical conditions, giving you more flexibility as you prepare for your retirement.

Stay healthy with wellness checkpoints⁴

Get a free health assessment at the end of every two consecutive policy years⁵. 

Join ManulifeMOVE for free, enjoy premium discount

Achieve specified average daily step target, and you will enjoy a premium discount of up to 10% upon policy renewal for the next membership year.







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    ManuMaster Healthcare Series/Benefit is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the “Important Information” showing the product risks.

    1. The credit service for hospitalization does not form part of this plan. This service is an administrative arrangement and is not part of the product features. Please see the product leaflet for details.
    2. The no-claim Period is for deductible credit calculation. Please refer to the Policy Provisions or Benefit Provisions for detailed terms and conditions for such calculation.
    3. Deductible credits are only applicable to the plans with annual deductible options. If any claim relating to any of the previous 2 consecutive policy years under this plan becomes subsequently payable after any amount of benefit payable has been increased due to the deductible credit, we shall offset such an increased amount from the amount of claim payable, failing which we shall recover such amount from the policyowner in full as a debt. Please see the Policy Provisions or Benefit Provisions for details on how exactly the deductible credits are calculated and the terms and conditions that apply.
    4. The wellness checkpoint is only available in Hong Kong and Macau. We reserve the right to change or terminate the wellness checkpoint at any time without giving you notice.
    5. This is only applicable in the scenario that the plan has been inforce for two consecutive policy years and the life insured reached 30 at the beginning of the second consecutive year.
    6. The service is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any medical opinions given by the medical service provider or any services given by the service providers. The third party service provider may change the list of selected hospitals from time to time. Please see the latest medical referral services provisions and emergency assistance benefits provisions for the terms and conditions of the service.
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