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Important Notice

Manulife (International) Limited would like alert the public to be vigilant about any suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you have any doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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Manulife Shelter VHIS Standard Plan

Manulife VHIS Shelter Standard Medical Insurance

Limited Offer

Successfully apply to enjoy 12% premium discount for the first policy year.

Limited Offer

Manulife Shelter VHIS Standard Plan is an indemnity hospital insurance product that provides reimbursements of medical expenses. It is a VHIS Standard Plan certified by the Food and Health Bureau of the Government of the Hong Kong Special Administrative Region and allows you to enjoy dedicated protection along your treatment journey.

The content of this website does not contain the full terms of the policy, and the full terms can be found in the policy document.

Annual benefit limit

HK$420,000 per policy year

Room and board

HK$750 per day
Maximum 180 days per policy year

Miscellaneous charges

HK$14,000 per policy year

Prescribed non-surgical cancer treatments1

HK$80,000 per policy year

Surgeon's fee

Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical Procedures:

  • Complex HK$50,000
  • Major HK$25,000
  • Intermediate HK$12,500
  • Minor HK$5,000

Why Manulife's VHIS?

Health discount

Enjoy a health discount of up to 16%3,4  if you make no claim for at least 2 consecutive years

Join ManulifeMOVE5 for free, enjoy premium discount

Achieve specified average daily step target, and you will enjoy a premium discount of up to 10% upon policy renewal for the next membership year.





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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    Manulife Shelter VHIS Standard Plan is an indemnity hospital insurance product provided and underwritten by Manulife. The above provides only general information on this product. It does not form part of the policy and does not contain full terms of the policy. You should read the policy provisions for the exact terms and conditions that apply to this product. To view the policy provisions, please visit our website www.manulife.com.hk. You can ask us for a copy.

    1. Treatments covered here only include radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy.
    2. International medical assistance does not form part of this VHIS certified plan. It is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any medical opinions given by the medical service provider or any services given by the service providers. We shall not be liable for any fault, negligence and/or default in the services provided by the service provider. The services may change from time to time.
    3. In the event that any benefit under the policy for a policy year that falls in the no claim period becomes payable after the health discount has been applied to the premium, the health discount shall be recalculated for all policy years subsequent to such benefit. The policy holder shall repay to the Company the difference between the health discount actually provided by the Company and the recalculated health discount to be entitled immediately upon the Company's demand. The aforesaid description and the health discount table are for general information only. You should read the policy provisions for exactly how the health discount is calculated and given.
    4. Tax deduction for the qualifying premiums paid under VHIS policy (not including levy) will be based on the premiums paid after deducting the premium discount (if any).
    5. ManulifeMOVE is not part of the VHIS certified plan.
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