Voluntary Health Insurance Scheme

Manulife Shelter VHIS Standard Plan

Dedicated protection along the treatment journey.

Limited Offer

Apply now to enjoy 10% premium discount for the first policy year.

Limited Offer

Terms and conditions apply.

Manulife Shelter VHIS Standard Plan is a medical insurance plan that provides reimbursements of medical expenses. It is a VHIS Standard Plan certified by the Food and Health Bureau of the Government of the Hong Kong Special Administrative Region and allows you to enjoy dedicated protection along your treatment journey.

Annual benefit limit

HK$420,000 per policy year

Room and board

HK$750 per day
Maximum 180 days per policy year

Miscellaneous charges

HK$14,000 per policy year

Prescribed non-surgical cancer treatments⁸

HK$80,000 per policy year

Surgeon's fee

Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical Procedures:

Complex HK$50,000
Major HK$25,000
Intermediate HK$12,500
Minor HK$5,000

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Download product leaflet (Including benefit schedule)

Download Policy Provisions

Tax savings calculator

More essential details about VHIS

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