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Understanding Your Participating Policy
Understanding Your Participating Policy

Voluntary Health Insurance Scheme

Manulife Shelter VHIS Standard Plan

Manulife VHIS Shelter Standard Medical Insurance

Dedicated protection along the treatment journey.

Limited Offer

Apply now to enjoy 10% premium discount for the first policy year.

Limited Offer

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Manulife Shelter VHIS Standard Plan is a medical insurance plan that provides reimbursements of medical expenses. It is a VHIS Standard Plan certified by the Food and Health Bureau of the Government of the Hong Kong Special Administrative Region and allows you to enjoy dedicated protection along your treatment journey.

 

Annual benefit limit

HK$420,000 per policy year

Room and board

HK$750 per day
Maximum 180 days per policy year

Miscellaneous charges

HK$14,000 per policy year

Prescribed non-surgical cancer treatments1

HK$80,000 per policy year

Surgeon's fee

Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical Procedures:

  • Complex HK$50,000
  • Major HK$25,000
  • Intermediate HK$12,500
  • Minor HK$5,000

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Download product leaflet (Including benefit schedule)

Download Policy Provisions

Tax savings calculator

More essential details about VHIS

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    1. Treatments covered here only include radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy.
    2. International Medical Assistance^
      ^The service is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any medical opinions given by the medical service provider or any services given by the service providers. The services may change from time to time. Please see the latest Emergency Assistance Benefits Provisions For International Medical Assistance for the terms and conditions of the service.
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    Global

    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

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    The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

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