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Manulife Shelter VHIS Standard Plan

Manulife VHIS Shelter Standard Medical Insurance

Limited Offer

Apply now to enjoy 10% premium discount for the first policy year.

Limited Offer

Manulife Shelter VHIS Standard Plan is a medical insurance plan that provides reimbursements of medical expenses. It is a VHIS Standard Plan certified by the Food and Health Bureau of the Government of the Hong Kong Special Administrative Region and allows you to enjoy dedicated protection along your treatment journey.


Annual benefit limit

HK$420,000 per policy year

Room and board

HK$750 per day
Maximum 180 days per policy year

Miscellaneous charges

HK$14,000 per policy year

Prescribed non-surgical cancer treatments1

HK$80,000 per policy year

Surgeon's fee

Per surgery, subject to surgical category for the surgery/procedure in the Schedule of Surgical Procedures:

  • Complex HK$50,000
  • Major HK$25,000
  • Intermediate HK$12,500
  • Minor HK$5,000

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    1. Treatments covered here only include radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy.
    2. International Medical Assistance^
      ^The service is provided by a third party service provider which is an independent contractor and is not our agent. We shall make no representation, warranty or undertaking as to the availability of any medical opinions given by the medical service provider or any services given by the service providers. The services may change from time to time. Please see the latest Emergency Assistance Benefits Provisions For International Medical Assistance for the terms and conditions of the service.
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