Manulife Supreme Lite VHIS Supplementary Benefit is a certified plan under the Voluntary Health Insurance Scheme (‘VHIS’) designed to offer you coverage against hospitalization on top of a designated basic plan. It gives you the peace of mind that comes with full coverage on major medical expenses with no sub-limits1, up to HK$12,000,000/US$1,500,000 per policy year. It offers exceptional flexibility to suit your preferences and priorities: you get a choice of 2 plan levels with different ward classes and 4 annual deductible options.
The content of this website does not contain the full terms of the policy, and the full terms can be found in the policy document.
Hospitals offer various accommodation options with different facilities, and the categorisation used by the hospitals may be different from the definitions in the relevant policy/benefit provisions. If you are unsure of whether a particular accommodation option meets the relevant ward class definitions under these policy/benefit provisions, please contact Manulife before confinement.
Manulife Supreme Lite VHIS Supplementary Benefit is an indemnity hospital insurance product provided and underwritten by Manulife. The above provides only general information on this product. It does not form part of the policy and does not contain full terms of the policy. Before making a purchase, you should read the policy documents for the exact terms and conditions that apply to this product. To view the supplementary benefit’s provisions, please visit above ‘Download Supplementary benefit’s provisions’. You can ask us for a copy.
Inclusion of value-added taxes and goods and services taxes as Eligible Expenses under VHIS Certified Plans
With respect of any Eligible Expenses under the VHIS Certified Plans incurred on or after 1 March 2022, Eligible Expenses shall include value-added taxes and goods and services taxes (“VAT and GST”) (if any) charged or imposed on the relevant medical expenses incurred, subject to the Terms and Benefits applicable in the relevant Certified Plans. The relevant Supplement will be sent to all policy holders concerned upon policy renewal.
Inclusion of public hospitals and private hospitals in Hong Kong in the definition of Hospital under VHIS policy terms & conditions
With effect from 1 April, 2023, the definition of "Hospital" in Part 8 "Definition" of your VHIS policy terms and conditions shall be refined to make clear that it shall include public hospitals as defined in the Hospital Authority Ordinance (Cap. 113 of the Laws of Hong Kong) and hospitals for which a licence is issued under the Private Healthcare Facilities Ordinance (Cap. 633 of the Laws of Hong Kong), subject to other conditions of (b), (c) and (d) in the definition. The relevant Supplement will be sent to all policy holders concerned on or before the respective policy renewals from 1 April 2023.