Risk class
A risk class is to be assigned to each constituent fund according to the seven-point risk classification below based on the latest risk indicator of the constituent fund. The risk class is prescribed by the Mandatory Provident Fund Schemes Authority (“MPFA”) according to the Code on Disclosure for MPF Investment Funds and the risk class has not been reviewed or endorsed by the Securities and Futures Commission (“SFC”).
Risk class |
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Risk indicator |
Equal or above |
0.0% | 0.5% | 2.0% |
5.0% |
10.0% | 15.0% | 25.0% |
Less than |
0.5% |
2.0% | 5.0% |
10.0% | 15.0% | 25.0% |
Risk class |
Risk indicator | |
Equal or above | Less than | |
1 | 0.0% | 0.5% |
2 | 0.5% | 2.0% |
3 | 2.0% | 5.0% |
4 | 5.0% | 10.0% |
5 | 10.0% | 15.0% |
6 | 15.0% | 25.0% |
7 | 25.0% |
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Skyline (the “Plan”) is not available for policy applications, and cannot continue to be marketed to the public in Hong Kong with effect from May 1, 2023. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1111.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
The underlying fund(s) of the investment choice(s) to which information in this website relate are not available for direct purchase by policyowner(s) of investment-linked assurance scheme(s) offered by Manulife (International) Limited (“Manulife”). The premiums you paid towards the insurance policy will become part of the assets of Manulife. Policyowner(s) of investment-linked assurance schemes do not have any right or ownership over the underlying funds. However, the account value under investment-linked assurance scheme(s) are calculated by Manulife with reference to the performance of underlying fund(s) linked to the selected investment choice(s) available under the respective scheme(s). Investment choice(s) are available only via investment in the respective investment-linked assurance scheme(s) and are not available for direct purchase.
The return on your policy may be lower than the returns of the underlying funds corresponding to the investment choices due to any applicable fees and charges as stated in the offering document of the Plan.
Warning: Please note that a positive distribution yield does not imply a positive return. Investors should not make any investment decision solely based on information contained herein. You should read the offering document of the Plan and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Skyline (the “Plan”) is not available for policy applications, and cannot continue to be marketed to the public in Hong Kong with effect from May 1, 2023. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1111.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.
The above comparison is solely for your reference purpose. If you use the information above for comparison purposes, please note that only the "like-with-like" comparison is deemed relevant and the risk/return level of respective investment choices should be taken into consideration.
Warning: Please note that a positive distribution yield does not imply a positive return. Investors should not make any investment decision solely based on information contained herein. You should read the offering document of the Plan and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Skyline (the “Plan”) is not available for policy applications, and cannot continue to be marketed to the public in Hong Kong with effect from May 1, 2023. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1111.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to any applicable fees and charges as stated in the offering document of the Plan.
Warning: Please note that a positive distribution yield does not imply a positive return. Investors should not make any investment decision solely based on information contained herein. You should read the offering document of the Plan and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Skyline (the “Plan”) is not available for policy applications, and cannot continue to be marketed to the public in Hong Kong with effect from May 1, 2023. All information about the Plan in this website is only for existing policyowners of the Plan.
Investment involves risk. Investment choice prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1111.
Please take notice that information provided in this website is for your reference only, and should not be relied upon as investment advice, or regarded as a substitute for detailed investment advice or as a substitute for detailed investment advice in individual cases. Manulife (including its affiliates) and its directors and employees shall not be liable for (whether in tort or contract or otherwise) any damages arising from any person's reliance on the information in this website as investment advice.