Risk class
A risk class is to be assigned to each constituent fund according to the seven-point risk classification below based on the latest risk indicator of the constituent fund. The risk class is prescribed by the Mandatory Provident Fund Schemes Authority (“MPFA”) according to the Code on Disclosure for MPF Investment Funds and the risk class has not been reviewed or endorsed by the Securities and Futures Commission (“SFC”).
| Risk class |
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
| Risk indicator |
Equal or above |
0.0% | 0.5% | 2.0% |
5.0% |
10.0% | 15.0% | 25.0% |
| Less than |
0.5% |
2.0% | 5.0% |
10.0% | 15.0% | 25.0% | ||
| Risk class |
Risk indicator | |
| Equal or above | Less than | |
| 1 | 0.0% | 0.5% |
| 2 | 0.5% | 2.0% |
| 3 | 2.0% | 5.0% |
| 4 | 5.0% | 10.0% |
| 5 | 10.0% | 15.0% |
| 6 | 15.0% | 25.0% |
| 7 | 25.0% | |
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability), except underlying fund information which are provided by [FE fundinfo (Switzerland) AG].
Investment involves risk. Prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
You should not rely on any information provided in this website as any forms of investment advice.
All the performance figures are on a NAV‐to‐NAV basis in denominated currency. For the underlying fund that linked to the payout distribution investment choices denoted by their names ended with “(dist)”, the performance figures shown in this website assume that all dividend payouts, if any, are being reinvested.
∆ Cumulative performance, including the “Since Launch” figures, is calculated based on the relevant fund prices in their respective currency up to the as of date, or the most recent valuation day if the as of date is not a valuation day.
◊ For an underlying fund with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to the various fees and charges levied by Manulife on the policy as stated in the offering document of the Plan.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability), except underlying fund information which are provided by [FE fundinfo (Switzerland) AG].
Investment involves risk. Prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
You should not rely on any information provided in this website as any forms of investment advice.
All the performance figures are on a NAV‐to‐NAV basis in denominated currency. For the underlying fund that linked to the payout distribution investment choices denoted by their names ended with “(dist)”, the performance figures shown in this website assume that all dividend payouts, if any, are being reinvested.
∆ Cumulative performance, including the “Since Launch” figures, is calculated based on the relevant fund prices in their respective currency up to the as of date, or the most recent valuation day if the as of date is not a valuation day.
◊ For an underlying fund with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to the various fees and charges levied by Manulife on the policy as stated in the offering document of the Plan.
Warning: Please note that a positive distribution yield does not imply a positive return. Investors should not make any investment decision solely based on information contained herein. You should read the offering document of the Plan (Download) and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability), except (i) underlying fund information which are provided by [FE fundinfo (Switzerland) AG] and (ii) the corresponding dividend composition and relevant information which are provided by the management company/manager of underlying fund.
Investment involves risk. Prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
You should not rely on any information provided in this website as any forms of investment advice.
All the performance figures are on a NAV‐to‐NAV basis in denominated currency. For the underlying fund that linked to the payout distribution investment choices denoted by their names ended with “(dist)”, the performance figures shown in this website assume that all dividend payouts, if any, are being reinvested.
Δ Cumulative performance, including the “Since Launch” figures, is calculated based on the relevant fund prices in their respective currency up to the as of date or the most recent valuation day if the as of date is not a valuation day.
◊ For an underlying fund with less than 5 calendar years’ history, performance of the inception year is calculated from its launch date to the inception year end.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to the various fees and charges levied by Manulife on the policy as stated in the offering document of the Plan.
Warning: Please note that a positive distribution yield does not imply a positive return. Investors should not make any investment decision solely based on information contained herein. You should read the offering document of the Plan (Download) and the relevant offering documents (including the key facts statement) of the corresponding underlying funds for further details including the risk factors.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability), except (i) the corresponding dividend composition and relevant information and (ii) other information shown in the above table, which are provided by the management company/manager of underlying fund.
Investment involves risk. Prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
You should not rely on any information provided in this website as any forms of investment advice.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to the various fees and charges levied by Manulife on the policy as stated in the offering document of the Plan.
Source: Manulife (International) Limited (Incorporated in Bermuda with limited liability)
Investment involves risk. Prices may go down as well as up. Past performance figures shown are not indicative of future performance. You should not make investment decision solely based on the information in this website.
Please read the offering document of the Plan and the offering documents of the underlying funds corresponding to the investment choices for details including the risk factors, charges and features of the product. For receipt of the offering documents of the Plan and/or underlying funds involved, you may contact your Manulife professional insurance advisor or Manulife Customer Hotline at 2108 1110.
You should not rely on any information provided in this website as any forms of investment advice.
The return on your policy may be lower than the returns of the underlying funds corresponding to the selected investment choices due to the various fees and charges levied by Manulife on the policy as stated in the offering document of the Plan.
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