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Cash Assistance Benefit

Manulife Cash Assistance Benefit for Critical Illness Protection

What is Cash Assistance Benefit?

This is a supplementary benefit which can be linked to your basic plan. By adding only a small amount of premium, the life insured can enjoy an extra security for major disease protection.

How we got you covered?

Protection against 53 CIs

If a CI is diagnosed, we will pay a lump sum as financial support without reducing your basic plan's benefits.

Extended Protection

Guaranteed Insurability Option1 extends protection to the age of 100 of the life insured, with no proof of good health required.

Keep pace with inflation

Choose the plan’s Inflation Protector Option2 to secure yourself against the effects of inflation. 

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    Cash Assistance Benefit is an insurance product (supplementary benefit) provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. You must submit the application for exercising Guarantee of Insurability Option (GIO) before the life insured attains age 61 (age nearest birthday). GIO is applicable only if Cash Assistance Benefit is attached to a basic plan which is renewable up to age 100, and GIO clause is specifically included in the existing Cash Assistance Benefit provision.
    2. You will need to apply for the inflation protector option at the time you buy your Cash Assistance Benefit. You can choose not to apply for the option at the time you buy this product, but you cannot add it back later. Inflation protector option is only available for life insured who is below the age of 50 at policy issue and for standard policies. You will need to pay an extra premium throughout the premium payment period of Cash Assistance Benefit after each time you have exercised the inflation protector option. The extra premium will be based on the attained age of the life insured and the premium rate at the time the option is exercised (we may change the premium rate from time to time). With the inflation protector option, you will have your basic plan notional amount increased starting from the first policy anniversary. Please see the policy provision of inflation protector option for its exclusions, termination conditions and other details.