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Understanding Your Universal Life Policy

If the policy you have with Manulife is a universal life insurance policy, it offers you:

  • Guaranteed life insurance protection
  • Minimum Guaranteed Crediting Interest Rate (for some universal life products)
  • Guaranteed Crediting Interest Rate Lock (for some universal life products)
  • Guaranteed or non-guaranteed bonus (for some universal life products)
  • Non-guaranteed crediting interest rate

Learn More About Your Universal Life Policy
Historical Crediting Interest Rates for Universal Life Products – Reporting Year 2019

 

Manulife Investment Overview

The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

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Investment choice price / Fund price on our website will be temporarily unavailable from 12:00a.m. to 10:00a.m. on January 19, 2020 (Sunday) due to system maintenance. We apologize for any inconvenience caused.

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The VHIS Office recently discovered a translation error in the Chinese version of the Schedule of Surgical Procedures of the Certified Plan Policy Template. In the fracture/dislocation section of the Surgical Schedule, “clavicle” on the 8th and 12th items was mistranslated as “scapula” and “scapula” on the 13th item was mistranslated as “clavicle”. Manulife has reviewed and revised the relevant product information of Manulife’s VHIS certified plans upon the VHIS Office’s request, and has revised the Chinese version of the certified plans’ policy provisions accordingly. The English version of the policy provisions is not affected. For any enquiries, please contact Manulife’s service hotline at 2108 1188.

View more

Investment choice price / Fund price on our website will be temporarily unavailable from 12:00a.m. to 10:00a.m. on January 19, 2020 (Sunday) due to system maintenance. We apologize for any inconvenience caused.

View more
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