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Please note that our Customer Service Hotlines and Customer Service Centres will close early at 3:30pm on Monday, October 6, for Mid-Autumn Festival.

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Notice of Manulife (International) Limited’s Re-domiciliation from Bermuda to Hong Kong
We are pleased to share an exciting development regarding Manulife (International) Limited (“MIL”). Starting from November 2025, MIL will officially re-domicile from Bermuda to Hong Kong pursuant to the HKSAR government's new company re-domiciliation regime, subject to relevant regulatory approvals. This strategic decision reflects our strong confidence in Hong Kong's position as a premier international financial hub and underscores our commitment to serving you better.

 

What This Means for You as a Policyholder:

· Your existing policies and protection will remain completely unchanged. All existing arrangements, including the terms and conditions of your policies, as well as contractual rights, will remain unaffected.

· We will maintain our high standards of service as we continue to operate under the supervision of the Insurance Authority of Hong Kong.

· You can expect enhanced services and more innovative insurance solutions as we strengthen our presence in Hong Kong.

 

We value your trust in Manulife and remain committed to providing you with excellent service and protection. If you have any dispute, please notify us in writing within 30 days from the date of this notice. For details about this change, please feel free to contact your insurance advisor, call our customer hotline at (852) 2108 1333 (Hong Kong) or (852) 2108 1188 (Hong Kong), visit our website at manulife.com.hk, or email us at re-domiciliation@manulife.com. For further information, please refer to our FAQs.

 

Thank you for your continued trust in Manulife!

June 6, 2025

View more

Please note that our Customer Service Hotlines and Customer Service Centres will close early at 3:30pm on Monday, October 6, for Mid-Autumn Festival.

View more

Notice of Manulife (International) Limited’s Re-domiciliation from Bermuda to Hong Kong
We are pleased to share an exciting development regarding Manulife (International) Limited (“MIL”). Starting from November 2025, MIL will officially re-domicile from Bermuda to Hong Kong pursuant to the HKSAR government's new company re-domiciliation regime, subject to relevant regulatory approvals. This strategic decision reflects our strong confidence in Hong Kong's position as a premier international financial hub and underscores our commitment to serving you better.

 

What This Means for You as a Policyholder:

· Your existing policies and protection will remain completely unchanged. All existing arrangements, including the terms and conditions of your policies, as well as contractual rights, will remain unaffected.

· We will maintain our high standards of service as we continue to operate under the supervision of the Insurance Authority of Hong Kong.

· You can expect enhanced services and more innovative insurance solutions as we strengthen our presence in Hong Kong.

 

We value your trust in Manulife and remain committed to providing you with excellent service and protection. If you have any dispute, please notify us in writing within 30 days from the date of this notice. For details about this change, please feel free to contact your insurance advisor, call our customer hotline at (852) 2108 1333 (Hong Kong) or (852) 2108 1188 (Hong Kong), visit our website at manulife.com.hk, or email us at re-domiciliation@manulife.com. For further information, please refer to our FAQs.

 

Thank you for your continued trust in Manulife!

June 6, 2025

View more
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Universal Life

Manulife Universal Life Insurance Plan

Limited Offer

Apply now to enjoy 1.5% initial planned premium discount!

Limited Offer

What is Universal Life?

Universal Life is a flexible-premium life insurance plan designed to help you grow, preserve and transfer your wealth. In addition to life protection, it offers long-term savings potential to meet your wealth accumulation and wealth transfer needs. It’s an ideal solution for individuals who wish to grow and transfer wealth using life insurance.

How we got you covered?

Choose life protection with a level or increasing death benefit¹.

Premium payment flexibility for achieving different long-term savings goals. 

Withdraw from your account value² flexibly starting from the second policy year.

Enjoy a life-time guaranteed crediting interest rate of 2.00% per annum.

Guaranteed crediting interest rate lock³ for accumulating your wealth steadily. 





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    Dear {Salutation} {FirstName} {LastName}

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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    Universal Life is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. - Level death benefit option: where the death benefit equals the greater of notional amount or account value, less the policy loan
      - Increasing death benefit option: where the death benefit equals the notional amount plus the account value, less the policy loan.
    2. All Withdrawals are subject to the minimum and maximum requirements set out by us regarding the Withdrawal amounts, Net Cash Surrender Value and notional amount.
    3. Subject to additional terms and conditions. Both the number of policy years and the prevailing crediting interest rate lock will be declared by us at the time the policy is issued.