For Manulife Global Select (MPF) Scheme

Important to note:

You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of constituent funds or the Default Investment Strategy (“DIS”), you are in doubt as to whether a certain constituent funds or the DIS is suitable for you (including whether it is consistent with your investment objectives), you should seek independent financial and/or professional advice and make investment choices most suitable for you taking into account your circumstances.
The asset allocation of the Manulife MPF Core Accumulation Fund and the Manulife MPF Age 65 Plus Fund (“DIS CFs”) in the DIS and some of the constituent funds which are referred to as Retirement Funds will change over time and hence the risk profile and return will also change over time. The DIS CFs or the Retirement Funds may not be suitable for all members. You should understand the relevant risks involved before investment and consider factors other than age and review your own investment objectives.
The Manulife MPF Interest Fund and the Manulife MPF Stable Fund (collectively the “Guaranteed Funds”) under the scheme each invests solely in approved pooled investment funds in the form of insurance policy provided by Manulife (International) Limited. The guarantee is also given by Manulife (International) Limited. Your investments in the Guaranteed Funds, if any, are therefore subject to the credit risks of Manulife (International) Limited. Please refer to sections 3.4.2 (Manulife MPF Stable Fund (the “Stable Fund”)) and 7.2.4(b) (Manulife MPF Stable Fund) and sections 3.4.1 (Manulife MPF Interest Fund (the “Interest Fund”)) and 7.2.4(c) (Manulife MPF Interest Fund) of the MPF Scheme Brochure for details of the credit risks, guarantee features and qualifying conditions.
The Manulife MPF Retirement Income Fund (the “Retirement Income Fund”) does not guarantee distribution of dividend, the frequency of distribution, and the dividend amount/yield. Dividends may be paid out of the realized capital gains, capital and/or gross income while charging/paying all or part of the fees, charges and expenses to/out of the capital, resulting in an increase in distributable income available for dividend distribution. Payment of dividends out of capital and/or effectively out of capital represent a withdrawal of part of the original investment or from any capital gains attributable to that original investment. Distribution of dividends will result in an immediate decrease or adjustment in the net asset value per unit of the Retirement Income Fund on the ex-dividend date.
Members who are below age 65 should note that the regular and frequent distribution of dividends and reinvestment of such dividends into the Retirement Income Fund will inevitably involve an investment time-lag during which dividends are not reinvested and it is subject to out-of-market risk on a recurring basis (currently, on a monthly basis). With the feature of dividend distribution, the return of the Retirement Income Fund for these Members may be impacted negatively or positively as its net asset value per unit may have gone up or down at the time when dividends are reinvested. Therefore the return of the Retirement Income Fund for these Members may deviate from that of a constituent fund with similar investment portfolio without such arrangement and may not always be advantageous to these Members.
Investment involves risks and not each of the constituent funds would be suitable for everyone. You should consider the risks associated with each of the constituent funds and the DIS and your investments/accrued benefits may suffer loss.
Before making your investment choices, you should read the MPF Scheme Brochure and Key Scheme Information Document (KSID) for details including risk factors, fees and charges of the scheme. You should not make your investment decision based on this material alone.

Manulife Global Select (MPF) Scheme

Personal Account

Retirement. The time to live your dreams.

Consolidate personal accounts/Transfer accrued benefits for easy management

Managing your MPF accounts

Taking an active approach to manage your MPF accounts is one of the keys to leading an ideal retirement life. As an employee or a self-employed person, there are two types of MPF accounts you need to manage until retirement:

your current MPF contribution account, and
your personal account(s) if any

What is a personal account?

A personal account is set up under one’s own name to manage two kinds of MPF assets:

MPF accrued benefits from one’s previous employment, and/ or
MPF accrued benefits from one’s employee mandatory contributions in the current MPF contribution account, which can be transferred once every calendar year

Make the most of personal account

Your personal account is portable. During the course of your employment, you may end up with several personal accounts with different service providers, each with its own investment portfolio, to manage till you retire. By consolidating your personal accounts in one single personal account with a trusted MPF service provider, you can stay focused and manage your portfolio more effectively.

Consolidating with Manulife

For effective MPF portfolio management, it is crucial for you to review your MPF investments regularly. The Employee Choice Arrangement, which allows employees to transfer their employee mandatory contributions accumulated during current employment annually, provides you an invaluable opportunity to look into your MPF investments in a regular manner and decide if transfer is needed.

By simply consolidating all your MPF accrued benefits in one personal account with Manulife, you may streamline your MPF assets and fund portfolio, and enjoy the peace of mind of knowing that your MPF accrued benefits are properly managed until the day you retire.

Here are some reasons why Manulife is highly received by customers:

Expertise you can trust

With our extensive experience in managing pension plans dating back to 1936, Manulife is committed to safeguarding your retirement future.

Market leader advantage

As Hong Kong's largest MPF service provider⁺, we offer unparalleled resources and insights to help you make informed decisions.

^{+ As of 30 September 2025, Manulife was the No.1 MPF service provider in Hong Kong in terms of market share of total MPF assets by scheme sponsor. Source: “Mercer MPF Market Shares Report” as of 30 September 2025, by Mercer (Hong Kong) Limited.}

Dedicated MPF team

Our team of professional MPF intermediaries is ready to assist you with all your MPF needs, providing personalized support every step of the way to help you proactively manage your retirement savings.

Stay informed

Keep up with monthly fund performance and market updates, and participate in regular webinars to stay on top of market trends and strategies. This proactive approach empowers you to effectively manage your MPF.

Seamless digital access

Effortlessly view your MPF account details anytime via our website and mobile app. Stay updated with market insights and exclusive member offers, experiencing Manulife's expertise, support, and convenience throughout your retirement planning journey.

Brand New Manulife Privileged Rates Plus

The longer you stay and the more assets you maintain with us, the more bonus rebates you may enjoy from us (Terms and conditions apply).

To learn more about Privileged Rates Plus, please click here.

For further information about the program, please refer to the FAQs.

For enquiries, talk to your Manulife Intermediary or call our Member Hotline on (852) 2108 1388 / Employer Hotline on (852) 2108 1234.

If you have any questions about scheme administration services, please contact the eMPF Platform at (852) 183 2622 or email enquiry@support.empf.org.hk. For more information, please visit eMPF website at empf.org.hk.

Warning: Investment involves risks. Please refer to the MPF Scheme Brochure and Key Scheme Information Document (KSID) for details including risk factors, fees and charges of the scheme.

DISCLAIMER

This link will bring you to a third party website, owned and operated by an independent party over which we have no control ("3rd Party Website"). Any link you follow to or from the 3rd Party Website will be at your own risk. Any use of the 3rd Party Website will be subject to, and any information you provide will be governed by, the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security.
Unless otherwise expressly agreed in writing, Manulife (International) Limited and its affiliates (collectively "Manulife") are not in any way associated with the owner or operator of the 3rd Party Website or responsible or liable for the goods and services offered by them or for anything in connection with such 3rd Party Website. Manulife does not endorse or approve and makes no warranties, representations or undertakings relating to the content of the 3rd Party Website.
In addition to the terms stated in Manulife's Legal Notices, Manulife disclaims liability for any loss, damage and any other consequence resulting directly or indirectly from or relating to your access to the 3rd Party Website or any information that you may provide or any transaction conducted on or via the 3rd Party Website or the failure of any information, goods or services posted or offered at the 3rd Party Website or any error, omission or misrepresentation on the 3rd Party Website or any computer virus arising or system failure associated with the 3rd Party Website.
In the event of any inconsistency between the terms herein / the Manulife's Legal Notices and the terms on the 3rd Party Website, the terms herein / the Manulife's Legal Notices will prevail.
Manulife reserves the right to approve any hyperlink or framing arrangement with third parties and no links to or framing arrangements of our Manulife Home, Group or related sites should be created prior to confirmation of such approval from Manulife. In the absence of such approval, Manulife reserves the right to prevent direct access to visitors who have been directed to Manulife via links from sites that it reasonably believes have not been approved in this way.
If you have any questions with regard to this message, please call the Manulife Member Hotline on 2108 1388/ Employer Hotline on 2108 1234.
By clicking "Proceed", you will be confirming that you have read and agreed to the terms herein and in the Manulife's Legal Notices.

Monthly Summary

MPF

ORSO

Hot offer - Personal Account

To manage your retirement investments more efficiently, you may consolidate your MPF accrued benefits from multiple to a single personal account. With Manulife Personal Account you may enjoy special offers on our management fees by way of bonus rebates (terms and conditions apply)

Learn more

Warning: Investment involves risks. Please refer to the MPF Scheme Brochure and Key Scheme Information Document (KSID) for details including risk factors, fees and charges of the scheme.

Manulife MPF Overview

Offers you a wide range of constituent funds for an investment portfolio that can be tailored to individual needs and risk appetites, backed by all-round MPF services. You can select from a comprehensive MPF platform offering 29 different constituent funds, ranging from equity funds (international, regional, single-market and sector), bond funds (international, regional and single-market), mixed assets funds (lifestyle and target date), guaranteed funds to money market fund. Besides, the Default Investment Strategy (“DIS”) is also one of the available investment choices for you as required by the legislative requirement.

Learn more

Warning: Investment involves risks. Please refer to the MPF Scheme Brochure and Key Scheme Information Document (KSID) for details including risk factors, fees and charges of the scheme.