Talk to our experts
Talk to our experts

Important Notice
Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife.


Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from our institution!

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly.  Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

View more

Important Notice
Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife.


Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from our institution!

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly.  Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

View more
Skip to main content Skip to notification content
Back

Tax Deductible Voluntary Contributions ("TVC")

Manulife Tax Deductible Voluntary Contributions MPF TVC Account

Complete your application by online application platform in an easy way!

Now you can have it both ways - save more for retirement, pay less tax*.

Retire without compromise!

In these times of longer life expectancy and higher inflation, reaching your retirement goals has become more challenging than ever. But now there's a new way to boost your retirement reserves, by setting up a Tax Deductible Voluntary Contributions ("TVC") account for making additional MPF contributions. Doing so may help you achieve long-term financial security and enjoy an uncompromised lifestyle after retirement!

*The actual amount of tax saving varies and depends on your net taxable income and the applicable tax rate.

What is Tax Deductible Voluntary Contribution ("TVC")?

Tax Deductible Voluntary Contribution ("TVC") is a type of MPF contributions which is tax-deductible under salaries tax and personal assessment in the existing MPF system. TVC is designed to fortify your retirement reserves, so it is subject to the preservation requirement applicable to mandatory contributions and can only be withdrawn upon scheme member's reaching age 65 or on other statutory grounds under the MPF legislation.

TVC account is exclusively designed for

  • a current holder of contribution account or a personal account of an MPF scheme; or
  • a current member of an MPF exempted ORSO scheme

To learn more about TVC, please click here to watch the video.

With a Manulife TVC account, you will enjoy these advantages

At Manulife, we provide a comprehensive platform with 29 constituent funds and the Default Investment Strategy ("DIS") under Manulife Global Select (MPF) Scheme to cater to your unique investment needs and preferences.

•  The maximum tax-deductible amount is HK$60,000 per assessment year under salaries tax and personal assessment*. 

 

*This is an aggregate limit for both TVC and other qualifying deferred annuity premiums. The actual amount of tax saving varies and depends on your net taxable income and the applicable tax rate

•  start with as little as HK$300 per month or a minimum lump sum contribution of HK$3,000

•  adjust the contribution amount and frequency according to your own situation

•  free to choose between monthly and/or with a lump sum contributions

Click here to read the leaflet now.

Estimate your tax savings in a few steps

Tax Savings Calculator

Estimate your tax savings in a few steps

What's More

Offers you a wide range of constituent funds for an investment portfolio that can be tailored to individual needs and risk appetites, backed by all-round MPF services. You can select from a comprehensive MPF platform offering 29 different constituent funds, ranging from equity funds (international, regional, single-market and sector), bond funds (international, regional and single-market), mixed assets funds (lifestyle and target date), guaranteed funds to money market fund. Besides, the Default Investment Strategy (“DIS”) is also one of the available investment choices for you as required by the legislative requirement.

Learn more

Warning: Investment involves risks. Please refer to the MPF Scheme Brochure and Key Scheme Information Document (KSID) for details including risk factors, fees and charges of the scheme.

For enquiries, talk to your Manulife MPF intermediary or call our member hotline on (852) 2108 1388