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Reminder:
2023/24 assessment year will end on March 31, 2024. Tax Deductible Voluntary Contributions (“TVC”) made from April 1, 2023 to March 31, 2024 will be eligible for tax deductions in the year of assessment 2023/24.

 

Please note: In view of the public holidays at the end of March 2024, please submit the application and make contributions to the respective account in advance by March 28, 2024 (Thu) 3:00pm to ensure you can successfully set up your TVC account before March 31 and enjoy tax benefits in the year of assessment 2023/24 and the special offer* for Manulife Tax Deductible Voluntary Contributions Account members during the designated periods*.

 

*For details, please click here and refer to the respective leaflet. Relevant terms and condition apply, Manulife’s decision shall be final and conclusive in the event of any disputes regarding the eligibility for and entitlement to the offer.

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Important Notice

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly.  Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

View more

Reminder:
2023/24 assessment year will end on March 31, 2024. Tax Deductible Voluntary Contributions (“TVC”) made from April 1, 2023 to March 31, 2024 will be eligible for tax deductions in the year of assessment 2023/24.

 

Please note: In view of the public holidays at the end of March 2024, please submit the application and make contributions to the respective account in advance by March 28, 2024 (Thu) 3:00pm to ensure you can successfully set up your TVC account before March 31 and enjoy tax benefits in the year of assessment 2023/24 and the special offer* for Manulife Tax Deductible Voluntary Contributions Account members during the designated periods*.

 

*For details, please click here and refer to the respective leaflet. Relevant terms and condition apply, Manulife’s decision shall be final and conclusive in the event of any disputes regarding the eligibility for and entitlement to the offer.

View more
Important Notice

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly.  Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

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Tax Deductible Voluntary Contributions ("TVC")

Manulife Tax Deductible Voluntary Contributions MPF TVC Account

Now you can have it both ways - save more for retirement, pay less tax*.

Retire without compromise!

In these times of longer life expectancy and higher inflation, reaching your retirement goals has become more challenging than ever. But now there's a new way to boost your retirement reserves, by setting up a Tax Deductible Voluntary Contributions ("TVC") account for making additional MPF contributions. Doing so may help you achieve long-term financial security and enjoy an uncompromised lifestyle after retirement!

*The actual amount of tax saving varies and depends on your net taxable income and the applicable tax rate.

^Terms and conditions apply

Limited Offer^

^Terms and conditions apply

Complete your application in an easy way!

Online Application Platform

Complete your application in an easy way!

What is Tax Deductible Voluntary Contribution ("TVC")?

Tax Deductible Voluntary Contribution ("TVC") is a type of MPF contributions which is tax-deductible under salaries tax and personal assessment in the existing MPF system. TVC is designed to fortify your retirement reserves, so it is subject to the preservation requirement applicable to mandatory contributions and can only be withdrawn upon scheme member's reaching age 65 or on other statutory grounds under the MPF legislation.

TVC account is exclusively designed for

  • a current holder of contribution account or a personal account of an MPF scheme; or
  • a current member of an MPF exempted ORSO scheme

To learn more about TVC, please click here to watch the video.

With a Manulife TVC account, you will enjoy these advantages

At Manulife, we provide a comprehensive platform with 29 constituent funds and the Default Investment Strategy ("DIS") under Manulife Global Select (MPF) Scheme to cater to your unique investment needs and preferences.

•  The maximum tax-deductible amount is HK$60,000 per assessment year under salaries tax and personal assessment*. 

 

*This is an aggregate limit for both TVC and other qualifying deferred annuity premiums. The actual amount of tax saving varies and depends on your net taxable income and the applicable tax rate

•  start with as little as HK$300 per month or a minimum lump sum contribution of HK$3,000

•  adjust the contribution amount and frequency according to your own situation

•  free to choose between monthly and/or with a lump sum contributions

Click here to read the leaflet now.

Estimate your tax savings in a few steps

Tax Savings Calculator

Estimate your tax savings in a few steps

What's More

Offers you a wide range of constituent funds for an investment portfolio that can be tailored to individual needs and risk appetites, backed by all-round MPF services. You can select from a comprehensive MPF platform offering 29 different constituent funds, ranging from equity funds (international, regional, single-market and sector), bond funds (international, regional and single-market), mixed assets funds (lifestyle and target date), guaranteed funds to money market fund. Besides, the Default Investment Strategy (“DIS”) is also one of the available investment choices for you as required by the legislative requirement.

Learn more

Warning: Investment involves risks. Please refer to the MPF Scheme Brochure and Key Scheme Information Document (KSID) for details including risk factors, fees and charges of the scheme.

For enquiries, talk to your Manulife MPF intermediary or call our member hotline on (852) 2108 1388