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Important Notice

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly.  Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

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FlexiFortune Annuity Plan

Manulife ManuCentury Savings Insurance Plan

Limited Offer

Apply now to enjoy up to 15% first year premium discount!

Limited Offer

Looking for a career change or planning for early retirement, get the financial confidence to achieve your future goals with the flexible Manulife FlexiFortune Annuity Plan. Empower yourself with stable monthly income for up to 25 years. You can choose when to start and spend! That’s just FLEXI BLE and EASY! If severe dementia is diagnosed, a doubled guaranteed monthly income will give you the financial support you need.

The content of this website does not contain the full terms of the policy(ies), and the full terms can be found in the corresponding policy document(s).

After retirement, costs are running up faster than expected?

Available in Chinese only

Tired of your 9 to 5 job and want to get out of your comfort zone?

Available in Chinese only

What is FlexiFortune Annuity Plan?

With FlexiFortune Annuity Plan, you will enjoy the financial confidence of knowing that your future goals will be empowered by a regular monthly income for up to 25 years. You will have the flexibility to start the monthly income in the next policy year after your plan is paid up or defer it to another time to suit your needs1. The plan also comes with the added protection of a dementia care booster that provides an additional benefit of up to 100% of your guaranteed monthly income in case severe dementia is diagnosed.

How we got you covered?

A number of premium payment period choices are offered to suit your needs – with a single payment or over a period of 3, 5, or 10 years.

Up to 25 years stable income stream consisting of guaranteed and non-guaranteed monthly income is provided to supplement your financial goals.

The start of monthly income can be rescheduled to another year before the income start period as long as it is within the 10 years after the plan is paid up1 to meet your needs.

An additional benefit equivalent up to 100% of your guaranteed monthly income will be provided if the initial policyowner or life insured, whoever is first diagnosed with severe dementia.

No medical examination for the life insured is required to prove their good health.



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    FlexiFortune Annuity Plan is a long-term participating life-insurance product with a savings element, supplemented with a benefit for severe dementia, underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. For single premium policy, the income start year cannot be changed as the income start year is set on the 2nd policy year. Once income starts paying out, no change of income start year is allowed.
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