Important Notice

Manulife (International) Limited would like to alert customers to stay vigilant about suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife MPF, first and foremost is to authenticate the caller’s identity (e.g. full name of advisor and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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Important Notice

Manulife (International) Limited would like to alert customers to stay vigilant about suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife MPF, first and foremost is to authenticate the caller’s identity (e.g. full name of advisor and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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ManuDelight Annuity Plan

Manulife ManuDelight Annuity Savings Insurance Plan

The content of this website does not contain the full terms of the policy(ies), and the full terms can be found in the corresponding policy document(s).

How we got you covered?

Guaranteed monthly income for retirement

Support your living expenses with a monthly income.

Options for your retirement plan

You can choose how long to pay premiums for; how much to receive per month; when to start receiving your income and until when1.

Terminal bonus with realization option

You can realize up to 50% of the terminal bonus by exercising the realization option2 to lock in your gains.

Extra Income Protector for your added peace of mind

If a severe stroke, kidney failure or Parkinson’s disease is diagnosed, your guaranteed monthly income will be as much as doubled3,4.

Easy application process

There’s no need for a medical examination or health questions.



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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    ManuDelight Annuity Plan is an insurance product provided and underwritten by Manulife (International) Limited (Incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. You’ll have the flexibility to move forward or postpone the start of your monthly income, as long as your policy has been paid up and before your income period starts. Your monthly income will then be re-calculated based on your new income start age, which can be anywhere from age 55 to 70.
    2. You  can exercise the realization option within 30 days starting from the Realization Anniversary (that is, the earlier of 20th policy anniversary or the Earliest Income Start Age (see Remark 4), and every policy anniversary thereafter), up to 2 times on each policy as long as the aggregate realization percentage of the two exercises shall not exceed 50%. Exercise of the realization option will reduce any subsequent non-guaranteed benefits including the future terminal bonus and hence the non-guaranteed monthly income.
    3. The guaranteed monthly income will be doubled starting from the next monthly income payout after the diagnosis of severe stroke, kidney failure or Parkinson’s disease (‘designated illnesses’). If the income period has not started, you can exercise the option to change the income start age up to the Earliest Income Start Age (see Remark 4). It is subject to the maximum total amount of US$5,000 or HK$40,000 per month of the same or similar benefits we will pay under all insurance policies covering the same life insured and issued by us. Please see the policy provision for the definition of the respective designated illnesses and the circumstances that we will/will not pay the benefit amount of Extra Income Protector. Upon the death of life insured or termination of the policy (whichever is earlier), the Extra Income Protector will be terminated. The Extra Income Protector can only be claimed once per policy.
    4. Earliest Income Start Age for the policy is the age after the basic plan has been paid up or age 55, whichever is later.
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