Important Notice

Manulife (International) Limited would like to alert customers to stay vigilant about suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife MPF, first and foremost is to authenticate the caller’s identity (e.g. full name of advisor and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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Important Notice

Manulife (International) Limited would like to alert customers to stay vigilant about suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife MPF, first and foremost is to authenticate the caller’s identity (e.g. full name of advisor and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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Prestige Preserver

Manulife ManuCentury Savings Insurance Plan

Limited Offer

Enjoy up to 8% premium discount

Limited Offer

What is Prestige Preserver?

Enjoy life to the full, knowing your wealth and your loved ones are in good hands.

The Prestige Preserver helps you build your wealth with the potential for higher returns on your long-term savings. It also comes with step-up life protection that gives your loved ones greater financial security at time they need it most. Application is easy!

How we got you covered?

By paying a one-time premium, you will have a guaranteed cash value and the opportunity to boost your potential returns through a non-guaranteed terminal bonus. 

Extra liquidity with realization option2, 3  

You have the option to lock in up to 50% of your terminal bonus on your 15th policy anniversary or every anniversary thereafter.

Step-up life protection to secure your family’s future

To ensure your loved ones are well cared for financially, we offer a higher life protection from the 11th policy year until the date before the policy anniversary on which the life insured reaches age 85 (age nearest birthday).

Easy application process

Applying for the plan is easy. The life insured will not have to go through any medical examination to prove their good health, up to a certain notional amount subject to the prevailing administrative rules.




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    We will respond within two business days to forms submitted at or before 10:00am each business day. For example, if you submit this form at or before 10:00am on a Monday, we will respond by Tuesday. Forms submitted after 10:00am on a Monday will receive a response by Wednesday.

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    Prestige Preserver is an insurance product provided and underwritten by Manulife (International) Limited (incorporated in Bermuda with limited liability). The above provides only general information on this product for your reference only. Please download the product leaflet now or ask your Insurance/Financial Advisor for a copy which will give you more details about this product including the ‘Important Information’ showing the product risks.

    1. The terminal bonus is not guaranteed. We will review and adjust the terminal bonus at least once a month, but we may do so more often. Please see ‘The main risks affecting the non-guaranteed terminal bonus and the accumulation interest rate of realized terminal bonus’ paragraph under the ‘Important Information’ section of the product leaflet.
    2. There may be a delay in making payment when you cash in your policy or exercise the realization option, especially during periods when the market is experiencing significant rises and falls in value. The actual amount of the terminal bonus that you can get will only be determined after your request has been processed. Under certain circumstances, for example, if the request is not received by us before our prevailing cut-off time or is not in our prescribed written format, such amount can be lower or higher than the amount of the terminal bonus tentatively indicated to you at the time you submit the request. Please check with us for the prevailing operational rules and the latest amount of the terminal bonus under your policy before exercising the realization option.

      The accumulation interest rate for building up the realized terminal bonus left with us is not guaranteed and we may change it from time to time. Please see ‘The main risks affecting the non-guaranteed terminal bonus and the accumulation interest rate of realized terminal bonus’ paragraph in the ‘Important Information’ section of the product leaflet.
    3. You can exercise the realization option within 31 days from the Realization Anniversary (that is, the 15th policy anniversary or every anniversary thereafter) as long as the aggregate realization percentage under the policy does not exceed 50%. To exercise the realization option, you must submit a written application in a prescribed format required by us. Once submitted, the application for exercising such option cannot be withdrawn and no realized terminal bonus will be allowed to be reversed. Exercising the realization option will reduce any future terminal bonus.
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