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Important update - Regarding earlier communication about “Update on Employer Online Account Login Method”

The email you previously received on 7 December 2025 and 8 December 2025, regarding “Update on Employer Online Account Login Method”  is applicable only to holders of Group Life and Health Insurance Employer Online Accounts. Customers who are not holders of such accounts may disregard the earlier email and no action is required.

We extend our sincere apologies for any inconvenience this may have caused. For inquiries, please click here to contact us.

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[Notice] Manulife (International) Limited Completes Re-domiciliation to Hong Kong
Manulife (International) Limited (“MIL”) has completed its re-domiciliation from Bermuda to Hong Kong under the HKSAR Government’s company re-domiciliation regime.

This milestone reflects our confidence in Hong Kong as a leading financial hub and reinforces our commitment to serving our customers even better.

 

What This Means for You as a Policyholder:

· No changes to your existing policies: All terms, conditions, and contractual rights remain intact.

· Business continuity assured: MIL continues to operate as part of the global Manulife group, under the supervision of the Insurance Authority (“IA”) of Hong Kong, the Monetary Authority of Macao (“AMCM”), and Canada's Office of the Superintendent of Financial Institutions (“OSFI”).

· Our commitment remains unchanged: You will continue to receive the same high level of service and protection.

 

We remain dedicated to serving you with care. If you have any enquiries, please contact your insurance advisor, call our customer hotline at (852) 2108 1188, or visit our website at manulife.com.hk. You may also refer to our FAQs for further details.

 

Thank you for your continued support!

December 5, 2025

View more

Important update - Regarding earlier communication about “Update on Employer Online Account Login Method”

The email you previously received on 7 December 2025 and 8 December 2025, regarding “Update on Employer Online Account Login Method”  is applicable only to holders of Group Life and Health Insurance Employer Online Accounts. Customers who are not holders of such accounts may disregard the earlier email and no action is required.

We extend our sincere apologies for any inconvenience this may have caused. For inquiries, please click here to contact us.

View more

[Notice] Manulife (International) Limited Completes Re-domiciliation to Hong Kong
Manulife (International) Limited (“MIL”) has completed its re-domiciliation from Bermuda to Hong Kong under the HKSAR Government’s company re-domiciliation regime.

This milestone reflects our confidence in Hong Kong as a leading financial hub and reinforces our commitment to serving our customers even better.

 

What This Means for You as a Policyholder:

· No changes to your existing policies: All terms, conditions, and contractual rights remain intact.

· Business continuity assured: MIL continues to operate as part of the global Manulife group, under the supervision of the Insurance Authority (“IA”) of Hong Kong, the Monetary Authority of Macao (“AMCM”), and Canada's Office of the Superintendent of Financial Institutions (“OSFI”).

· Our commitment remains unchanged: You will continue to receive the same high level of service and protection.

 

We remain dedicated to serving you with care. If you have any enquiries, please contact your insurance advisor, call our customer hotline at (852) 2108 1188, or visit our website at manulife.com.hk. You may also refer to our FAQs for further details.

 

Thank you for your continued support!

December 5, 2025

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New Capital Investment Entrant Scheme 

New Capital Investment Entrant Scheme

The New Capital Investment Entrant Scheme (“New CIES” or the “Scheme”) has been launched and started accepting applications on 1 March 2024. It aims to enrich the talent pool in and attracts more new capital to Hong Kong, infusing the economy with renewed vigor.

With its low tax regime and favourable business environment, Hong Kong maintains its advantage as an international financial centre. Manulife, as a trusted name in Hong Kong for over 125 years, has grown to become one of the top-tier providers of financial services. We offer a diverse range of insurance products, as well as wealth and asset management solutions to help people make their decisions easier and lives better.

According to the rules set by the Immigration Department and Invest Hong Kong, the minimum investment threshold for the Scheme is HK$30 million (or equivalent in foreign currencies). To meet the investment requirements under the Scheme, applicants must invest a minimum of HK$27 million in permissible financial assets and/or non-residential real estate in Hong Kong. Additionally, they must invest at least HK$3 million into the CIES Investment Portfolio, with a view to supporting the development of the innovation and technology industry and other strategic industries that are beneficial to the long-term development of Hong Kong’s economy.

As one of the eligible financial intermediaries under the NEW CIES, Manulife1 is a trusted partner on your wealth journey, together with our strong team of financial planners and a range of financial products covering different investment areas, we cater your needs and assist you in the investment of permissible financial assets and wealth management. In addition, through collaboration with a third-party institution2, Manulife's clients can access consultations on the Scheme to understand its implementation details, guiding you to embark on a new journey.

 

Under the New CIES, eligible collective investment schemes are a type of permissible investment assets (under the category of permissible financial assets). Manulife offers the following eligible collective investment schemes: 

 

1Manulife refers to Manulife (International) Limited and Manulife Investment Management (Hong Kong) Limited.

2Our company has a referral contract with a third-party institution, and the third-party institution will provide consulting services on the New CIES. These services will be provided according to the agreement directly between you and the third-party institution. Manulife does not accept any liability for the advice and/or information provided by the third-party institution. If needed, our team of financial planners will be happy to assist.

Introduction to the New CIES

  • Chinese nationals who have obtained permanent resident status in a foreign country, Chinese residents of Taiwan, Macao Special Administrative Region residents, or foreign nationals^.
  • Age: Applicants must be aged 18 or above at the time of applying for net asset assessment.
  • Net assets: Applicant should demonstrate to the satisfaction of director-general of investment promotion that he has net assets or net equity (including the respective portion of jointly-owned assets or equity with the applicant’s family member(s)* which is absolutely beneficially entitled to the applicant) to which he is absolutely beneficially entitled with a market value of not less than HK$30 million net (or equivalent in foreign currencies) throughout the six months preceding the date he lodged his application for net asset assessment of the scheme.
  • Demonstrate that there is no adverse immigration record and compliance with normal immigration and security requirements.
  • Capable of supporting and accommodating themselves and their dependants, if any, in Hong Kong.

^Nationals of Afghanistan, Cuba, and Democratic People's Republic of Korea are excluded. The list of excluded countries/regions will be reviewed by the Security Bureau/Immigration Department from time to time. Stateless persons who have obtained permanent resident status in a foreign country with proven re-entry facilities will be eligible under the Scheme.
*Family member means “member of family” as defined in section 4 of schedule 16E to the inland revenue ordinance (cap. 112 of the laws of Hong Kong).

  • Applicants are required to engage a Certified Public Accountant (practising) at their own cost to assist in demonstrating their fulfillment of the net asset requirement and submit an application and relevant documents to the New CIES Office.
  • Upon verification that the applicant has fulfilled the new asset requirement, the New CIES Office will issue a relevant certifying proof to the applicant and notify the Director of Immigration (DoI) of the results.
  • If Approval-in-Principle is given after assessment by the DoI, the applicant must enter Hong Kong on visitor status for not more than 180 days for making the committed investment within the period.
  • Upon the applicant’s completion of making the committed investment within the specified investment timeframe, the applicant is required to approach New CIES Office for verifying whether he has fulfilled the investment requirements. Upon New CIES Office’s verification that the applicant has fulfilled the investment requirements, New CIES Office will issue a relevant certifying proof to the applicant and notify Dol of the result.
  • The applicant is required to submit the relevant certifying proof to Dol within the validity period of the certifying proof. Upon receiving the "Formal Approval", permission to stay in Hong Kong will normally be granted to the applicant and his/her dependants (if any) for not more than 24 months on time limitation only, subject to the condition that the applicant continues to satisfy the requirements of the Scheme throughout this period and must apply for an extension of stay to the DoI before expiry of their limit of stay.
  • Entrants are required to annually demonstrate their fulfillment of the portfolio maintenance requirements of the Scheme. The entrants and their dependants, if any, may apply to become permanent residents of Hong Kong after a period of continuous ordinary residence in Hong Kong of not less than 7 years; or if the entrants are unable to fulfill the continuous ordinary residence requirement while continuously satisfying the portfolio maintenance requirements under the Scheme for not less than 7 years, the entrants may apply to Dol for unconditional stay.
  • Invest a minimum of HK$30 million net (or equivalent in foreign currencies) in permissible investment assets.
  • Among which, invest a minimum of HK$27 million in any of the following:
    1.  Permissible Financial Assets
    > Equities, debt securities, certificates of deposit, subordinate debt;
    > Eligible collective investment schemes; or
    > Ownership interest in limited partnership funds registered under the Limited Partnership Fund Ordinance*

    2. Real estate (subject to a cap of HK$15 million, among which the cap on residential real estate remains at HK$10 million) #
  • Separately, a minimum of HK$3 million must be invested in the CIES Investment Portfolio to support the development of innovation and technology industries and other strategic industries that are beneficial to the long-term development of Hong Kong's economy.

    *The total investment amount of ownership interest in private limited partnership funds and private open-ended fund companies under the eligible collective investment schemes mentioned in this paragraph, is subject to an aggregate cap of HK$10 million.

    #For real estate (both non-residential real estate and residential real estate) with the date of completion of the purchase before 17 September 2025, their total investment amount which is counted towards the fulfillment of minimum investment threshold is still subject to an aggregate cap of HK$10 million.
  • Entrants must deposit their permissible financial assets into a designated account operated by an eligible financial intermediary and use the designated account exclusively for the transaction of permissible financial assets.
  • The committed investment must not be reduced during the permitted stay in Hong Kong under the Scheme.
  • Cash dividend income or interest income arising directly from the permissible financial assets can be withdrawn at any time from the designated account. However, entrants are not entitled to charge, assign or create any interests in favour of a third party in any permissible financial assets held in the designated account (including accrued income).
  • Any investment appreciation cannot be withdrawn during the permitted stay but switching between permissible investment assets is allowed. Entrants are not required to top up the value of their investment in permissible investment assets to make up for any losses incurred. If the entrants dispose of or redeem the value of the permissible financial assets which qualify under the Scheme, they must reinvest an amount not less than the entire market value of those permitted financial assets in permissible investment assets within a specified period to continue to be eligible and to qualify under the Scheme.

The above information regarding the Scheme is provided for reference only. For more details, please visit the InvestHK’s New CIES website.

 


Support for you to settle in Hong Kong

Learn more about our services if you are considering moving to Hong Kong through the New CIES.
 

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