VHIS Claimable Amount Estimator

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Pre-assessment Service and Cashless Service

Before the insured person receives medical services, we can provide an estimate of the amount that may be claimed under your VHIS policy. If your VHIS coverage includes “supplementary medical benefit”, a preliminary assessment will also be conducted. No supplementary medical coinsurance shall be applied if the medical services are received in Hong Kong and the preliminary assessment is issued by Manulife (applicable to plans with supplementary medical benefit only).

The content of the website does not contain the full terms of the policy(ies) and the full terms can be found in the corresponding policy document(s).

Take just a few simple steps to get the claimable amount estimate / preliminary assessment for your upcoming hospitalization / surgery:

Download VHIS Claimable Amount Estimate / Preliminary Request Form

Have the attending physician/surgeon complete the form

Submit the completed form through Manulife Hong Kong website or mobile app - Apply for pre-assessment at least 5 working days before admission / surgery

You will receive a reply from Manulife

Submit your claim according to the Claim Procedures

Remark:

This guideline is only applicable for Manulife Hong Kong website or mobile app - Apply for pre-assessment submission. If you would like to submit by another channel, please contact your Manulife advisor for assistance.

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VHIS Claimable Amount Estimate / Preliminary Assessment