Important Notice

Manulife (International) Limited would like to alert customers to stay vigilant about suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife MPF, first and foremost is to authenticate the caller’s identity (e.g. full name of advisor and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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Important Notice

Manulife (International) Limited would like to alert customers to stay vigilant about suspicious phone calls, emails, websites, apps, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife MPF, first and foremost is to authenticate the caller’s identity (e.g. full name of advisor and his/her MPF Registration No.). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 or by email at service_hk@manulife.com for assistance.

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Switch funds

MPF / ORSO / Pension

Switch out all funds (One-time rebalancing)

You can reallocate the investment of the total balance of the mandatory and/or voluntary portions based on your needs. The switch in % will be used to determine the target balance for each of the fund(s) selected. The fund switching will then be carried out based on the difference between the target balance and the current balance of each of the new designated fund(s) selected as per the processing date of the instruction.

For switching into the Default Investment Strategy (DIS), the redemption proceeds will be invested in the constituent fund(s) of the DIS at the allocation percentage(s) specified in the DIS de-risking table under section 3.3.2 of the MPF Scheme Brochure. For switching out from the DIS, the units to be redeemed from each of the constituent fund(s) of the DIS will be determined based on the percentage(s) of the accrued benefits to be switched out from the DIS.

Example:

Before rebalancing

Your current investment portfolio for Mandatory portion:

Your instruction

Switch out all funds from your Mandatory portion and switch into the funds below:

Fund A: 30% (i.e. Target balance is HKD 10,000 x 30% = HKD 3,000)

Fund B: 20% (i.e. Target balance is HKD 10,000 x 20% = HKD 2,000)

Fund C: 50% (i.e. Target balance is HKD 10,000 x 50% = HKD 5,000)

Details of rebalancing

Redeem 20% of Fund A and 30% of Fund B, and invest in Fund C:

After rebalancing

Please note that “Switch out all funds (One-time rebalancing)” instruction will not apply to your future monies.

Switch out an individual fund (Fund-to-fund switch)

You can switch out all or a portion of a selected fund balance and switch into another fund(s).

Example

Before fund switch

Your current investment portfolio for Mandatory portion:

You fund switching instruction

Switch out 50% of your holding units / balance in Fund B, and switch it into Fund C:

Details of the fund switch

Switch out 50% of balance in Fund B, and switch it into Fund C:

After the fund switch

Please note that “Switch out an individual fund (Fund-to-fund switch)” instruction will not apply to your future monies.