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Manulife AI Assistant

Notice of Manulife (International) Limited’s Re-domiciliation from Bermuda to Hong Kong
We are pleased to share an exciting development regarding Manulife (International) Limited (“MIL”). Starting from November 2025, MIL will officially re-domicile from Bermuda to Hong Kong pursuant to the HKSAR government's new company re-domiciliation regime, subject to relevant regulatory approvals. This strategic decision reflects our strong confidence in Hong Kong's position as a premier international financial hub and underscores our commitment to serving you better.

 

What This Means for You as a Policyholder:

· Your existing policies and protection will remain completely unchanged. All existing arrangements, including the terms and conditions of your policies, as well as contractual rights, will remain unaffected.

· We will maintain our high standards of service as we continue to operate under the supervision of the Insurance Authority of Hong Kong.

· You can expect enhanced services and more innovative insurance solutions as we strengthen our presence in Hong Kong.

 

We value your trust in Manulife and remain committed to providing you with excellent service and protection. If you have any dispute, please notify us in writing within 30 days from the date of this notice. For details about this change, please feel free to contact your insurance advisor, call our customer hotline at (852) 2108 1333 (Hong Kong) or (852) 2108 1188 (Hong Kong), visit our website at manulife.com.hk, or email us at re-domiciliation@manulife.com. For further information, please refer to our FAQs.

 

Thank you for your continued trust in Manulife!

June 6, 2025

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Security Alert:
Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife.

Please be cautious of fraudulent SMS messages. Manulife will only send SMS to Hong Kong mobile numbers using a Registered SMS Sender ID that begins with "#Manulife."
If you receive any suspicious SMS or links that appear to be from Manulife, please do not reply, click, or open any links within the message. Please click here to learn more.

Manulife and its agents do not conduct any unsolicited calls related to Manulife MPF products. Regarding MPF cold calls, please click here. Besides, Manulife and its agents would not invite or claim to assist clients to withdraw accrued benefits from MPF accounts.  If you receive suspicious calls from any individuals impersonating “Manulife”, claiming to assist in withdrawing accrued benefits from MPF accounts, please do not provide any personal information and/ or MPF account information to suspicious individuals.

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from our institution!

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly. Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

View more

Notice of Manulife (International) Limited’s Re-domiciliation from Bermuda to Hong Kong
We are pleased to share an exciting development regarding Manulife (International) Limited (“MIL”). Starting from November 2025, MIL will officially re-domicile from Bermuda to Hong Kong pursuant to the HKSAR government's new company re-domiciliation regime, subject to relevant regulatory approvals. This strategic decision reflects our strong confidence in Hong Kong's position as a premier international financial hub and underscores our commitment to serving you better.

 

What This Means for You as a Policyholder:

· Your existing policies and protection will remain completely unchanged. All existing arrangements, including the terms and conditions of your policies, as well as contractual rights, will remain unaffected.

· We will maintain our high standards of service as we continue to operate under the supervision of the Insurance Authority of Hong Kong.

· You can expect enhanced services and more innovative insurance solutions as we strengthen our presence in Hong Kong.

 

We value your trust in Manulife and remain committed to providing you with excellent service and protection. If you have any dispute, please notify us in writing within 30 days from the date of this notice. For details about this change, please feel free to contact your insurance advisor, call our customer hotline at (852) 2108 1333 (Hong Kong) or (852) 2108 1188 (Hong Kong), visit our website at manulife.com.hk, or email us at re-domiciliation@manulife.com. For further information, please refer to our FAQs.

 

Thank you for your continued trust in Manulife!

June 6, 2025

View more

Security Alert:
Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife.

Please be cautious of fraudulent SMS messages. Manulife will only send SMS to Hong Kong mobile numbers using a Registered SMS Sender ID that begins with "#Manulife."
If you receive any suspicious SMS or links that appear to be from Manulife, please do not reply, click, or open any links within the message. Please click here to learn more.

Manulife and its agents do not conduct any unsolicited calls related to Manulife MPF products. Regarding MPF cold calls, please click here. Besides, Manulife and its agents would not invite or claim to assist clients to withdraw accrued benefits from MPF accounts.  If you receive suspicious calls from any individuals impersonating “Manulife”, claiming to assist in withdrawing accrued benefits from MPF accounts, please do not provide any personal information and/ or MPF account information to suspicious individuals.

Beware of scams! Do not provide bank, credit card, investment, insurance and MPF account or other key personal information via hyperlinks embedded in suspicious messages purported to be coming from our institution!

Protect your personal data by keeping your Manulife customer website login password safe and change your password regularly. Manulife will never call you or send any SMS/email asking for your Manulife customer website login password. Stay vigilant for suspicious phone calls, emails, websites, apps and hyperlinks embedded in instant electronic messages, etc. allegedly related to Manulife. If you receive any calls claiming to be from Manulife, authenticate the caller’s identity (e.g. full name of the advisor and his/her Insurance/MPF Intermediary License No. or full name of the Manulife customer service officer). If the caller refuses to disclose such information, please do not continue with the conversation. Also, if you notice any suspicious transaction activities in your account with Manulife, or any account that is under your name but not set up by you, please inform us immediately. If you are in doubt, please contact us at (852) 2108 1188 (HK) / (853) 8398 0383 (Macau) or by email at service_hk@manulife.com (HK & Macau) for assistance.

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Step-by-step guide

FAQs

Claims enquiries

You can check the claim procedures, current claim status and outstanding documents, and past claim records after login to our Website.

The procedures for each type of claims are established to meet specific needs, so the details vary. Please refer to Individual Insurance Claims Procedures or Group Medical Insurance Claims Procedures for details.

To access the information, please log on to our Website, select “Claims & Services > View My Claims” on the menu bar.

You can log on to our Website, then choose a policy under “Your Policy and Account” for details.      

Change of personal details

You may change your address and contact information by the following ways.

Manulife Online Service

  1. After login, select “Profile > Contact information” from the menu bar.
  2. Click the edit button at the top right of the Contact information page and select “Change contact information”.
  3. Update your contact information and click “Confirm”.

Note: Upon successful submission, your record is updated immediately.

 

Complete the Change of Contact Details Form

  1. Download and fill in the Change of Contact Detail Form.
  2. Print out and sign on the form. Then, return the form by one of the following ways:
    • By mail to below address:
      Customer Contact Centre, Manulife (International) Limited,
      21/F, Tower B, Manulife Financial Centre, 223 - 231 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong
    • By fax: (852) 2508 1629

Note: Upon receiving your completed form, we will update your record within 5 business days.

Please complete the Change of Personal Particulars Form and submit it together with the required documents to Manulife by mail.

Individual Insurance and Wealth Management e-Statement / e-Notice service

This Service allows you to manage your statements / notices / e-Endorsements in an electronic format anytime via our website. By opting for the Service, an alert will be sent to your email address for you to view / download the latest e-Statements / e-Notices / e-Endorsements through our website. The respective paper statements / notices / endorsements will not be sent by post.

You may opt for the Service by the following ways:

  1. Manulife Hong Kong website: After login, select “Profile > e-Statement / e-Notice settings” from the menu bar, then select to opt for the e-Statement / e-Notice service.
  2. Manulife HK & Macau App: After login, Homepage or go to “Menu” page and select “e-Statement / e-Notice settings” to opt for the e-Statement / e-Notice service. If you opt for the e-Statement / e-Notice service, we will no longer send you paper statements / notices / endorsements (which include endorsements for the addition of supplementary benefits and other policy changes) for any currently active or subsequently created policy(ies) / account(s) in the relevant product category(ies), with effect from the date of your selection.

The following types of e-Statements / e-Notices / e-Endorsements are available on our website and the respective retention periods are as follows:

Individual Insurance e-Statement / e-Notice

Premium-related statements & notices
Retention period

Automatic Premium Loan Notice

Last 24 months

Autopay Reject Letter Last 24 months
Lapse Pending Notice Last 24 months

Payment Confirmation Notice

Last 24 months

Policy Lapsation Notice

Last 24 months

Policy Lapse Notice

Last 24 months

Premium Adjustment Notice Last 24 months

Premium Notice

Last 24 months

Premium Overdue Notice

Last 24 months

Premium Reminder

Last 24 months

Reject of Direct Debit Authorization Setup Letter

Last 24 months

Top-Up Premium Payment Confirmation Letter Last 24 months
Other statements / notices / endorsements
Retention period
Child Registration Reminder Letter Last 12 months

Financial Statement

Last 12 months

Annual Record of Premium Paid

Last 24 months

Annual Summary of Qualifying Deferred Annuity Policy (QDAP)

Last 24 months

ATM Payment Refund Letter

Last 24 months

Confirmation of Beneficiary Designation

Last 24 months

Confirmation of Change of Payment Mode/Method

Last 24 months

Confirmation of Direct Debit Authorization Setup

Last 24 months

Confirmation of Regular Withdrawal Setup Last 24 months
Confirmation of Set Up / Change / Suspension of Regular Withdrawal Last 24 months
Confirmation of Set Up / Change of Distribution of Payout Distribution Investment Choice Last 24 months

Confirmation of UnionPay Card Registration for Paying Premium Online

Last 24 months

Disbursement Notice

Last 24 months

Easy Choice Confirmation Last 24 months

HSBC Bill Payment Refund Letter

Last 24 months

Important Notice regarding your Financial Needs Analysis

Last 24 months

Incapacity Care Service Withdrawal Notice Last 24 months

Income Payment Option Change Notice

Last 24 months

Income Payment Option Notice

Last 24 months

Increasing Investment Option Notice Last 24 months

Invitation Letter for Wellness Program

Last 24 months

Legacy Choice Withdrawal Notice Last 24 months

NB Policy Replacement Letter

Last 24 months

PM Policy Replacement Letter

Last 24 months

Planned Increase in Protection Notice

Last 24 months

Policy Anniversary Statement

Last 24 months

Policy Illustration

Last 24 months

Policy Ownership Transfer Letter Last 24 months

Policy Ownership Transfer (Legacy Choice) Reminder

Last 24 months
Policy Value Refund Notice Last 24 months
Policy Loan Notice Last 24 months
Policy Surrender Notice Last 24 months

Policy Value Transfer Notice

Last 24 months

Policy Value Withdrawal Notice

Last 24 months

Premium Allocation Change Notice Last 24 months
Premium Holiday Termination Notice

Last 24 months

PPS/Internet Banking Payment Refund Letter

Last 24 months

Subscription Notice

Last 24 months

Suspension of Regular Withdrawal Instruction Letter

Last 24 months

Switching Notice

Last 24 months

Terminal Bonus Realization Notice Last 24 months

Benefit Upgrade Letter#

During policy in force

Confirmation of Eligibility for Promotion Enrolment

During policy in force

Notice of benefit enhancement of layered benefit(s)*

During policy in force

Renewal Notice

During policy in force

Supplementary Benefit Coverage Continuation Arrangement Notice

During policy in force

Policy endorsement

  • Contingent Life Insured Endorsement
  • Death Benefit Settlement Option Endorsement
  • Incapacity Care Service Endorsement
  • Inflation Protector Option Endorsement
  • Policy Change Endorsement
  • Policy Reinstatement Endorsement
  • Premium Offset Endorsement
  • Premium Prepayment Endorsement
  • SuccessivePolicyowner Endorsement
  • Successive Policyowner (with Legacy Choice) Endorsement
During policy in force



Wealth Management e-Statement /e-Notice

Statements & notices
Retention period

Notice for Distribution of Payout Distribution Investment Choice

Last 12 months

Policy Statement

Last 12 months

Policy Surrender Notice Last 12 months

Confirmation of Beneficiary Designation

Last 24 months

Confirmation of Change of Regular Withdrawal Last 24 months

Confirmation of Change of Payment Mode/Method

Last 24 months

Confirmation of Direct Debit Authorization Setup

Last 24 months

Confirmation of Regular Withdrawal Instruction Change Last 24 months
Disbursement Notice

Last 24 months

Important Notice regarding your Financial Needs Analysis

Last 24 months

PM Policy Replacement Letter

Last 24 months

Redemption Notice

Last 24 months

Subscription Notice

Last 24 months

Switching Notice

Last 24 months

Please login to our Manulife Hong Kong website and go to “e-Statement / e-Notice settings” page to see which of your policy(ies) is/are classified as individual insurance and/or wealth management policies (if any).

Notes:

  1. Please note that the following paper notices (where applicable) have been replaced by SMS notifications (applicable if you have provided Manulife with a valid Hong Kong, Macau or China mobile number). You can also view the relevant e-Notices online:

    •        Confirmation of Direct Debit Authorization Setup (For policy issued in HK only)
    •        Notice for Distribution of Payout Distribution Investment Choice
    •        Payment Confirmation Notice

    For customers who receive the “Notice for Distribution of Payout Distribution Investment Choice”, the same information including transaction date and payout amount will also be summarized on the “Policy Statement” issued on quarterly basis.

  2. All Policy Illustrations (where applicable) are issued digitally (replacing mailed paper policy illustrations) from 8 November 2021, unless otherwise specified.

  3. *Please note that the “Notice of benefit enhancement of layered benefit(s)” is only applicable to policies of Manulife First VHIS Flexi Plan that provide layered benefits for certain specified health condition(s). This notice can be viewed by applicable customers via selecting “Manulife First VHIS Flexi Plan” on the “Home” page, then clicking “View policy contract” under the “Policy information”.

  4. #This letter shall form part of the policy contract.

If you encounter any problems or require special support, please contact us.

You may change your email address by the following ways:

  1. Manulife Hong Kong website: After login, select "Profile > Contact information" from the menu bar. Click the edit button at the top right of the Contact information page and submit the instruction online. Upon successful submission, your record is updated immediately.
  2. Manulife HK & Macau App: After login, Homepage or go to “Menu” page and select "Contact information" from the menu bar. Click the edit button at the top right of the Contact information page and submit the instruction online. Upon successful submission, your record is updated immediately.
  3. Fax / Mail: Complete the Change of Contact Details Form and submit it to Manulife by fax to (852) 2508 1629 or by mail. Upon receiving your completed form, we will update your record within 5 business days.

Individual product policy management

You may log in to our Website to submit the change premium payment mode and/or method request.
(This function is only applicable to eligible traditional policies issued in Hong Kong or Macau.)

You may view the Online Change Premium Payment Mode / Method User Guide or below steps.

  1. After login, select "Payment > Change premium payment mode / method" from the menu bar.
  2. Select the policy, payment mode and/or method you would like to change, then submit the request.
  3. Upon submission, complete the direct debit authorization setup and settle the required payment according to the instruction (if applicable).

You may log in to our Website to submit the direct debit authorization request.
(This function is only applicable to eligible traditional policies issued in Hong Kong.)

You may view the Online Setup Autopay User Guide or below steps.

  1. After login, select "Payment > Set up autopay" from the menu bar.
  2. Select the policy you would like to set up the autopay and fill in the required details, then submit the request.
  3. You are required to settle any premium and levy due before the autopay effective by other means.

You may change your beneficiary by the following ways:

Online submission

You may view Online Beneficiary Change User Guide or below steps.

  1. Log in to your personal customer account.
  2. After login, select “Accounts > Transfer / withdraw policy value” from the menu bar.
  3. Choose the policy you would like to change beneficiary,
  4. Fill in all required details and submit.

Paper form submission

(For policy issued in Hong Kong)

  1. Download and complete the Beneficiary Designation Form.
  2. Mail the completed form to Individual Financial Products, Manulife (International) Limited, 22/F., Manulife Financial Centre, 223-231 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong.

(For policy issued in Macau)

  1. Download and complete the Beneficiary Designation Form.
  2. Mail the completed form to Individual Financial Products, Manulife (International) Limited, 14/F, Circle Square, 61 Avenida De Almedida Riberio, Macau.

You may transfer or withdraw your policy value e.g. dividend or coupon, by the following ways:

Online Submission

(This function is applicable to traditional policies only. It is not applicable to Investment-linked Assurance Schemes or Universal Life insurance plans)

You may view Online Transfer/ Withdrawal Policy Value User Guide or below steps.

  1. Log in to your personal customer account .
  2. After login, select “Accounts > Transfer / withdraw policy value” from the menu bar.
  3. If you are submitting for the first time, you will need to upload a copy of policyowner’s identity card or passport.
  4. If your policy was issued in Hong Kong and the withdrawal amount is
    • not more than HKD1,000,000 per policy, you can choose to receive the withdrawal amount via Faster Payment System (FPS) to your default receiving account by providing your registered FPS mobile phone number.
    • not more than HKD300,000 per policy, you can choose to receive the withdrawal amount by direct credit to policyowner’s Hong Kong Dollar bank account. Please provide bank name, bank account number, account holder’s name and upload a copy of bank statement or bank book which shows account holder’s name and the account number. Please note that the account holder’s name should be the same as that of the policyowner.
  5. Fill in all required details and submit.

Paper form submission

(For policy issued in Hong Kong)

  1. Download and complete the Application for Dividend/Coupon Withdrawal or Transfer (Traditional/Universal Life Policy) Form.
  2. Attach a copy of policyowner’s identity card or passport.
  3. If your withdrawal amount is
    • not more than HKD1,000,000 per policy, you can choose to receive the withdrawal amount via Faster Payment System (FPS) to your default receiving account by indicating on Section B of the form and provide your registered FPS mobile phone number.
    • not more than HKD300,000 per policy, you can choose to receive the withdrawal amount by direct credit to policyowner’s Hong Kong Dollar bank account by indicating on Section B of the form and attach a copy of bank statement or bank book which shows account holder’s name and the account number. Please note that the account holder’s name should be the same as that of the policyowner.
  4. Mail the completed form and required documents to us with address as below:
    Individual Financial Products
    Manulife (International) Limited
    22/F, Manulife Financial Centre, 223-231 Wai Yip Street, Kwun Tong, Kowloon, Hong Kong

Paper form submission

(For policy issued in Macau)

  1. Download and complete the Application for Policy Payment (Traditional Policy) Form.
  2. Attach a copy of the policyowner’s identity card or passport.
  3. Mail the completed form and required documents to us with address as below:
    Manulife (International) Limited, Macau Administration Office
    Avenida De Almeida Ribeiro No. 61, Circle Square, 14 andar A, Macau
     

Surrendering (cancelling) your policy

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The above information is for reference only. For details, please refer to the Terms and Conditions, User Manual / Instructions, Prospectus, MPF Scheme Brochure, Offering Document, and Principal Brochure and Funds Brochure prescribed by Manulife from time to time. In case of any inconsistency, Prospectus / MPF Scheme Brochure / Offering Document / Principal Brochure and Funds Brochure (as the case may be) shall prevail.